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Single Family ResidenceResidential
$668,511$417 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

165 4TH ST

OTTER ROCK, OR 97369
2
Beds
3 / 1
Baths
1,604 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$669K
$598K low$739K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$218,511
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,809
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
QUICKEN LOANS INC · recorded Sep 21, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
BANK OF THE CASCADES

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,001 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,680 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$364,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$788,450

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.0.34
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 96 ft²Porch · 205 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Newport Middle SchoolD+
Middle · Grades 6–8 · 7.5 mi
H
Newport High SchoolB-
High · Grades 9–12 · 7.7 mi
E
Yaquina View Elementary School
Elementary · Grades KG–2 · 8.0 mi

District: Lincoln County School District

Neighborhood · ZIP 97369These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.314

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.51%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.48
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,499
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,476
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.79 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.47%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Lincoln County
  • Costs more per square foot than 79% of homes in Lincoln County
  • Has a bigger lot than 69% of homes in Otter Rock 97369
  • Newer than 81% of homes in Lincoln County

What homes are worth in Otter Rock 97369

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$1.3M

This home is worth more than 62% of homes in Otter Rock 97369.

How it measures up in Otter Rock 97369

The dot is this home. The mark in the middle is the typical home in Otter Rock 97369.

Estimated value$668,511
CheaperTypical $570,593Pricier

Pricier than 62% of homes nearby

Price per ft²$417
CheaperTypical $380Pricier

Pricier than 64% of homes nearby

Living area1,604 ft²
SmallerTypical 1,592 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.34 ac
SmallerTypical 0.21 acBigger

Bigger than 69% of homes nearby

Year built2003
OlderTypical 1980Newer

Newer than 73% of homes nearby

How 165 4th St ranks against every home in each area.
MeasureThis homeOtter Rock 97369Lincoln County
Estimated valuepricier than$668,51162% of homes76% of homes
Price per ft²pricier than$41764% of homes79% of homes
Living areabigger than1,604 ft²52% of homes57% of homes
Lot sizebigger than0.34 ac69% of homes67% of homes
Year builtnewer than200373% of homes81% of homes

About 165 4th St

How much is 165 4th St, Otter Rock, OR worth?

The TopHap Estimate for 165 4th St, Otter Rock, OR is $668,511 as of Jul 14, 2026. The likely range is $598,228 to $738,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 165 4th St, Otter Rock, OR?

165 4th St, Otter Rock, OR has 2 bedrooms, 3 bathrooms, 1,604 square feet of living space and a 0.34-acre lot.

When was 165 4th St, Otter Rock, OR built?

165 4th St, Otter Rock, OR was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 165 4th St, Otter Rock, OR?

165 4th St, Otter Rock, OR is assigned to Newport Middle School (middle), rated D+; Newport High School (high), rated B-; Yaquina View Elementary School (elementary). All sit in Lincoln County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 4th St, Otter Rock, OR compare to other homes in Otter Rock 97369?

Among the 251 homes in Otter Rock 97369, it is worth more than 62% of them ($668,511 against a typical $570,593), its price per square foot is higher than 64% of them ($417 against a typical $380), it is bigger than 52% of them (1,604 ft² against a typical 1,592 ft²), its lot is bigger than 69% of them (0.34 ac against a typical 0.21 ac) and it is newer than 73% of them (2003 against a typical 1980). Measured against all of Lincoln County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 4th St, Otter Rock, OR?

The 2025 property tax bill for 165 4th St, Otter Rock, OR was $5,001. The county assessed it at $375,680.

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