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Single Family ResidenceResidential
$2,109,728$2,384 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,250,000 on Aug 5, 2021

165 MONTEREY ST

CARMEL, CA 93921
2
Beds
1
Baths
885 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.1M
$2M low$2.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,250,000 · Aug 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,429 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,817,752 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,190,674
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$627,078
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,674,268

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.18
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
31
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTEREY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2023
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carmel High SchoolA
High · Grades 9–12 · 0.5 mi
E
Carmel River Elementary SchoolA+
Elementary · Grades KG–5 · 1.4 mi
M
Carmel Middle SchoolA
Middle · Grades 6–8 · 1.6 mi

District: Carmel Unified School District

Neighborhood · ZIP 93921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.190
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.362

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.50%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.630
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,706 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,181
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 Monterey St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Carmel by the Sea 93921
  • Costs more per square foot than 98% of homes in Monterey County
  • Smaller than 94% of homes in Monterey County
  • Has a smaller lot than 96% of homes in Carmel by the Sea 93921
  • Older than 87% of homes in Monterey County

What homes are worth in Carmel by the Sea 93921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$1.6M$10M

This home is worth more than 9% of homes in Carmel by the Sea 93921.

How it measures up in Carmel by the Sea 93921

The dot is this home. The mark in the middle is the typical home in Carmel by the Sea 93921.

Estimated value$2,109,728
CheaperTypical $3,865,489Pricier

Pricier than 9% of homes nearby

Price per ft²$2384
CheaperTypical $2406Pricier

Pricier than 48% of homes nearby

Living area885 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 9% of homes nearby

Lot size4,000 ft²
SmallerTypical 4,312 ft²Bigger

Bigger than 4% of homes nearby

Year built1946
OlderTypical 1951Newer

Newer than 42% of homes nearby

How 165 Monterey St ranks against every home in each area.
MeasureThis homeCarmel by the Sea 93921Monterey County
Estimated valuepricier than$2,109,7289% of homes89% of homes
Price per ft²pricier than$238448% of homes98% of homes
Living areabigger than885 ft²9% of homes6% of homes
Lot sizebigger than4,000 ft²4% of homes8% of homes
Year builtnewer than194642% of homes13% of homes

About 165 Monterey St

How much is 165 Monterey St, Carmel, CA worth?

The TopHap Estimate for 165 Monterey St, Carmel, CA is $2,109,728 as of Sep 24, 2026. The likely range is $1,961,875 to $2,257,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 165 Monterey St, Carmel, CA last sell?

165 Monterey St, Carmel, CA last sold on Aug 5, 2021 for $1,250,000, according to the county's recorded deed.

How big is 165 Monterey St, Carmel, CA?

165 Monterey St, Carmel, CA has 2 bedrooms, 1 bathrooms, 885 square feet of living space and a 0.09-acre lot.

When was 165 Monterey St, Carmel, CA built?

165 Monterey St, Carmel, CA was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 165 Monterey St, Carmel, CA?

165 Monterey St, Carmel, CA is assigned to Carmel High School (high), rated A; Carmel River Elementary School (elementary), rated A+; Carmel Middle School (middle), rated A. All sit in Carmel Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 Monterey St, Carmel, CA compare to other homes in Carmel by the Sea 93921?

Among the 514 homes in Carmel by the Sea 93921, it is worth more than 9% of them ($2,109,728 against a typical $3,865,489), its price per square foot is higher than 48% of them ($2384 against a typical $2406), it is bigger than 9% of them (885 ft² against a typical 1,622 ft²), its lot is bigger than 4% of them (4,000 ft² against a typical 4,312 ft²) and it is newer than 42% of them (1946 against a typical 1951). Measured against all of Monterey County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 Monterey St, Carmel, CA?

The 2025 property tax bill for 165 Monterey St, Carmel, CA was $18,429. The county assessed it at $1,817,752.

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