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Single Family ResidenceResidential
$96,312$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $55,700 on Jan 18, 2001

165 N WATER ST

PINCONNING, MI 48650
3
Beds
1
Baths
925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$96K
$89K low$104K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,700 · Jan 18, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,689 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pinconning High SchoolB-
High · Grades 9–12 · 0.7 mi
M
Pinconning Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
E
Pinconning Central Elementary SchoolB+
Elementary · Grades PK–6 · 0.8 mi

District: Pinconning Area Schools

Neighborhood · ZIP 48650These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.7,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,240
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,404
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 N Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Pinconning 48650
  • Costs less per square foot than 75% of homes in Pinconning 48650
  • Smaller than 91% of homes in Bay County
  • Has a smaller lot than 84% of homes in Pinconning 48650
  • Newer than 71% of homes in Bay County

What homes are worth in Pinconning 48650

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$421K

This home is worth more than 14% of homes in Pinconning 48650.

How it measures up in Pinconning 48650

The dot is this home. The mark in the middle is the typical home in Pinconning 48650.

Estimated value$96,312
CheaperTypical $164,660Pricier

Pricier than 14% of homes nearby

Price per ft²$104
CheaperTypical $122Pricier

Pricier than 25% of homes nearby

Living area925 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.34 ac
SmallerTypical 1.37 acBigger

Bigger than 16% of homes nearby

Year built1972
OlderTypical 1968Newer

Newer than 61% of homes nearby

How 165 N Water St ranks against every home in each area.
MeasureThis homePinconning 48650Bay County
Estimated valuepricier than$96,31214% of homes17% of homes
Price per ft²pricier than$10425% of homes31% of homes
Living areabigger than925 ft²13% of homes9% of homes
Lot sizebigger than0.34 ac16% of homes50% of homes
Year builtnewer than197261% of homes71% of homes

About 165 N Water St

How much is 165 N Water St, Pinconning, MI worth?

The TopHap Estimate for 165 N Water St, Pinconning, MI is $96,312 as of Sep 24, 2026. The likely range is $88,746 to $103,878. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 165 N Water St, Pinconning, MI last sell?

165 N Water St, Pinconning, MI last sold on Jan 18, 2001 for $55,700, according to the county's recorded deed.

How big is 165 N Water St, Pinconning, MI?

165 N Water St, Pinconning, MI has 3 bedrooms, 1 bathrooms, 925 square feet of living space and a 0.34-acre lot.

When was 165 N Water St, Pinconning, MI built?

165 N Water St, Pinconning, MI was built in 1972, making it 54 years old.

What schools serve 165 N Water St, Pinconning, MI?

165 N Water St, Pinconning, MI is assigned to Pinconning High School (high), rated B-; Pinconning Middle School (middle), rated C; Pinconning Central Elementary School (elementary), rated B+. All sit in Pinconning Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 N Water St, Pinconning, MI compare to other homes in Pinconning 48650?

Among the 3,193 homes in Pinconning 48650, it is worth more than 14% of them ($96,312 against a typical $164,660), its price per square foot is higher than 25% of them ($104 against a typical $122), it is bigger than 13% of them (925 ft² against a typical 1,330 ft²), its lot is bigger than 16% of them (0.34 ac against a typical 1.37 ac) and it is newer than 61% of them (1972 against a typical 1968). Measured against all of Bay County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 N Water St, Pinconning, MI?

The 2026 property tax bill for 165 N Water St, Pinconning, MI was $1,689. The county assessed it at $43,100.

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