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Single Family ResidenceResidential
$523,042$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

165 RIVER BEND DR

OCOEE, TN 37361
2
Baths
2,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$523K
$470K low$576K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$255,667
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$204,534
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,875
QUICKEN LOANS LLC · recorded Apr 1, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,500
SPRING EQ LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,995 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,075 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,925
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,075
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$472,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.1.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboDeck · 90 ft²Shed · 160 ft²Patio · 90 ft²Porch · 552 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Polk Elementary SchoolB-
Elementary · Grades PK–5 · 3.0 mi
M
Chilhowee Middle SchoolC-
Middle · Grades 6–8 · 5.0 mi
H
Polk County High SchoolC-
High · Grades 9–12 · 6.8 mi

District: Polk County School District

Neighborhood · ZIP 37361These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.149

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,026
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,171
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,101
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 River Bend Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Polk County
  • Costs more per square foot than 74% of homes in Polk County
  • Bigger than 92% of homes in Polk County
  • Older than 68% of homes in Ocoee 37361

What homes are worth in Ocoee 37361

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$822K

This home is worth more than 84% of homes in Ocoee 37361.

How it measures up in Ocoee 37361

The dot is this home. The mark in the middle is the typical home in Ocoee 37361.

Estimated value$523,042
CheaperTypical $294,198Pricier

Pricier than 84% of homes nearby

Price per ft²$217
CheaperTypical $209Pricier

Pricier than 56% of homes nearby

Living area2,410 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 88% of homes nearby

Lot size1.5 ac
SmallerTypical 1.9 acBigger

Bigger than 47% of homes nearby

Year built1981
OlderTypical 1995Newer

Newer than 32% of homes nearby

How 165 River Bend Dr ranks against every home in each area.
MeasureThis homeOcoee 37361Polk County
Estimated valuepricier than$523,04284% of homes92% of homes
Price per ft²pricier than$21756% of homes74% of homes
Living areabigger than2,410 ft²88% of homes92% of homes
Lot sizebigger than1.5 ac47% of homes42% of homes
Year builtnewer than198132% of homes41% of homes

About 165 River Bend Dr

How much is 165 River Bend Dr, Ocoee, TN worth?

The TopHap Estimate for 165 River Bend Dr, Ocoee, TN is $523,042 as of Jul 14, 2026. The likely range is $470,090 to $575,994. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 165 River Bend Dr, Ocoee, TN?

165 River Bend Dr, Ocoee, TN has 2 bathrooms, 2,410 square feet of living space and a 1.50-acre lot.

When was 165 River Bend Dr, Ocoee, TN built?

165 River Bend Dr, Ocoee, TN was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 165 River Bend Dr, Ocoee, TN?

165 River Bend Dr, Ocoee, TN is assigned to South Polk Elementary School (elementary), rated B-; Chilhowee Middle School (middle), rated C-; Polk County High School (high), rated C-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 River Bend Dr, Ocoee, TN compare to other homes in Ocoee 37361?

Among the 819 homes in Ocoee 37361, it is worth more than 84% of them ($523,042 against a typical $294,198), its price per square foot is higher than 56% of them ($217 against a typical $209), it is bigger than 88% of them (2,410 ft² against a typical 1,456 ft²), its lot is bigger than 47% of them (1.5 ac against a typical 1.9 ac) and it is newer than 32% of them (1981 against a typical 1995). Measured against all of Polk County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 River Bend Dr, Ocoee, TN?

The 2024 property tax bill for 165 River Bend Dr, Ocoee, TN was $1,995. The county assessed it at $118,075.

Closest homes

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Assigned schools

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