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Single Family ResidenceResidential
$217,365$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $20,000 on Aug 25, 2020

165 W MAIN ST

WESTMINSTER, MD 21157
1
Baths
1,206 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,129 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$217K
$201K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Aug 25, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,520 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 153 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Westminster West Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
E
Friendship Valley Elementary SchoolA-
Elementary · Grades PK–5 · 2.4 mi
H
Westminster High SchoolB+
High · Grades 9–12 · 2.7 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21157These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.41,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.542 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,034
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,439
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 W Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Westminster 21157
  • Costs less per square foot than 95% of homes in Carroll County
  • Smaller than 83% of homes in Carroll County
  • Has a smaller lot than 95% of homes in Westminster 21157
  • Older than 94% of homes in Carroll County

What homes are worth in Westminster 21157

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$950K

This home is worth more than 2% of homes in Westminster 21157.

How it measures up in Westminster 21157

The dot is this home. The mark in the middle is the typical home in Westminster 21157.

Estimated value$217,365
CheaperTypical $449,642Pricier

Pricier than 2% of homes nearby

Price per ft²$180
CheaperTypical $262Pricier

Pricier than 6% of homes nearby

Living area1,206 ft²
SmallerTypical 1,734 ft²Bigger

Bigger than 19% of homes nearby

Lot size2,129 ft²
SmallerTypical 0.62 acBigger

Bigger than 5% of homes nearby

Year built1900
OlderTypical 1979Newer

Newer than 7% of homes nearby

How 165 W Main St ranks against every home in each area.
MeasureThis homeWestminster 21157Carroll County
Estimated valuepricier than$217,3652% of homes2% of homes
Price per ft²pricier than$1806% of homes5% of homes
Living areabigger than1,206 ft²19% of homes17% of homes
Lot sizebigger than2,129 ft²5% of homes5% of homes
Year builtnewer than19007% of homes6% of homes

About 165 W Main St

How much is 165 W Main St, Westminster, MD worth?

The TopHap Estimate for 165 W Main St, Westminster, MD is $217,365 as of Oct 21, 2026. The likely range is $200,963 to $233,767. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 165 W Main St, Westminster, MD last sell?

165 W Main St, Westminster, MD last sold on Aug 25, 2020 for $20,000, according to the county's recorded deed.

How big is 165 W Main St, Westminster, MD?

165 W Main St, Westminster, MD has 1 bathrooms, 1,206 square feet of living space and a 0.05-acre lot.

When was 165 W Main St, Westminster, MD built?

165 W Main St, Westminster, MD was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 165 W Main St, Westminster, MD?

165 W Main St, Westminster, MD is assigned to Westminster West Middle School (middle), rated A-; Friendship Valley Elementary School (elementary), rated A-; Westminster High School (high), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 W Main St, Westminster, MD compare to other homes in Westminster 21157?

Among the 12,568 homes in Westminster 21157, it is worth more than 2% of them ($217,365 against a typical $449,642), its price per square foot is higher than 6% of them ($180 against a typical $262), it is bigger than 19% of them (1,206 ft² against a typical 1,734 ft²), its lot is bigger than 5% of them (2,129 ft² against a typical 0.62 ac) and it is newer than 7% of them (1900 against a typical 1979). Measured against all of Carroll County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 W Main St, Westminster, MD?

The 2026 property tax bill for 165 W Main St, Westminster, MD was $2,520. The county assessed it at $150,000.

More homes on W Main St

Closest homes

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Assigned schools

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