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Single Family ResidenceResidential
$551,243$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16640 GARDNER AVE

RIVERSIDE, CA 92504
3
Beds
1.8
Baths
1,654 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$551K
$473K low$630K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.212%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$922,500
REVERSE MORTGAGE FUNDING LLC · 1.97% 1 · recorded Jun 4, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$315,000
PLAINS COMMERCE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,335 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$750,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$225,001
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$524,999
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,177
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$573,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
86
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
6
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRIVERSIDE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.99
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodcrest Elementary SchoolB+
Elementary · Grades KG–6 · 0.4 mi
M
Frank Augustus Miller Middle SchoolA-
Middle · Grades 7–8 · 0.7 mi
H
Martin Luther King High SchoolA
High · Grades 9–12 · 1.6 mi

District: Riverside Unified School District

Neighborhood · ZIP 92504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.307

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.56,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,438 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,916
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16640 Gardner Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Woodcrest
  • Costs less per square foot than 79% of homes in Riverside 92504
  • Smaller than 82% of homes in Woodcrest
  • Has a bigger lot than 84% of homes in Riverside County
  • Older than 85% of homes in Woodcrest

What homes are worth in Riverside 92504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$384K$1.3M

This home is worth more than 29% of homes in Riverside 92504.

How it measures up in Riverside 92504

The dot is this home. The mark in the middle is the typical home in Riverside 92504.

Estimated value$551,243
CheaperTypical $598,340Pricier

Pricier than 29% of homes nearby

Price per ft²$333
CheaperTypical $415Pricier

Pricier than 21% of homes nearby

Living area1,654 ft²
SmallerTypical 1,410 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.99 ac
SmallerTypical 0.19 acBigger

Bigger than 83% of homes nearby

Year built1974
OlderTypical 1960Newer

Newer than 65% of homes nearby

How 16640 Gardner Ave ranks against every home in each area.
MeasureThis homeWoodcrestRiverside 92504Riverside County
Estimated valuepricier than$551,2438% of homes29% of homes44% of homes
Price per ft²pricier than$33358% of homes21% of homes60% of homes
Living areabigger than1,654 ft²18% of homes65% of homes42% of homes
Lot sizebigger than0.99 ac64% of homes83% of homes84% of homes
Year builtnewer than197415% of homes65% of homes20% of homes

About 16640 Gardner Ave

How much is 16640 Gardner Ave, Riverside, CA worth?

The TopHap Estimate for 16640 Gardner Ave, Riverside, CA is $551,243 as of Jul 14, 2026. The likely range is $472,774 to $629,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16640 Gardner Ave, Riverside, CA last sell?

16640 Gardner Ave, Riverside, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16640 Gardner Ave, Riverside, CA?

16640 Gardner Ave, Riverside, CA has 3 bedrooms, 1.8 bathrooms, 1,654 square feet of living space and a 0.99-acre lot.

When was 16640 Gardner Ave, Riverside, CA built?

16640 Gardner Ave, Riverside, CA was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 16640 Gardner Ave, Riverside, CA?

16640 Gardner Ave, Riverside, CA is assigned to Woodcrest Elementary School (elementary), rated B+; Frank Augustus Miller Middle School (middle), rated A-; Martin Luther King High School (high), rated A. All sit in Riverside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16640 Gardner Ave, Riverside, CA compare to other homes in Riverside 92504?

Among the 13,368 homes in Riverside 92504, it is worth more than 29% of them ($551,243 against a typical $598,340), its price per square foot is higher than 21% of them ($333 against a typical $415), it is bigger than 65% of them (1,654 ft² against a typical 1,410 ft²), its lot is bigger than 83% of them (0.99 ac against a typical 0.19 ac) and it is newer than 65% of them (1974 against a typical 1960). Measured against all of Riverside County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16640 Gardner Ave, Riverside, CA?

The 2025 property tax bill for 16640 Gardner Ave, Riverside, CA was $3,335. The county assessed it at $750,000.

More homes on Gardner Ave

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Assigned schools

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