Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$137,779$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $128,800 on Nov 20, 2015

16645 COUNTY 81

PARK RAPIDS, MN 56470
0
Baths
1,663 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$138K
$107K low$169K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$128,800 · Nov 20, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,979
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,383
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$119,800
NORTHVIEW BANK · R · recorded Apr 21, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,442 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$214,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.81 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUBBARD
Lot (acres)The size of the land the home sits on, from county records.0.94
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Park Rapids High SchoolC+
High · Grades 9–12 · 2.3 mi
E
Park Rapids Century Elementary SchoolB+
Elementary · Grades PK–4 · 2.6 mi
M
Park Rapids Century Middle SchoolD
Middle · Grades 5–8 · 2.6 mi

District: Park Rapids Public School District

Neighborhood · ZIP 56470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,238
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,376
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,690
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16645 County 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Hubbard County
  • Costs less per square foot than 96% of homes in Hubbard County
  • Bigger than 79% of homes in Hubbard County
  • Has a smaller lot than 68% of homes in Hubbard County
  • Older than 65% of homes in Hubbard County

What homes are worth in Park Rapids 56470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$893K

This home is worth more than 17% of homes in Park Rapids 56470.

How it measures up in Park Rapids 56470

The dot is this home. The mark in the middle is the typical home in Park Rapids 56470.

Estimated value$137,779
CheaperTypical $237,846Pricier

Pricier than 17% of homes nearby

Price per ft²$83
CheaperTypical $198Pricier

Pricier than 5% of homes nearby

Living area1,663 ft²
SmallerTypical 1,252 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.94 ac
SmallerTypical 1.37 acBigger

Bigger than 39% of homes nearby

Year built1973
OlderTypical 1980Newer

Newer than 39% of homes nearby

How 16645 County 81 ranks against every home in each area.
MeasureThis homePark Rapids 56470Hubbard County
Estimated valuepricier than$137,77917% of homes15% of homes
Price per ft²pricier than$835% of homes4% of homes
Living areabigger than1,663 ft²78% of homes79% of homes
Lot sizebigger than0.94 ac39% of homes32% of homes
Year builtnewer than197339% of homes35% of homes

About 16645 County 81

How much is 16645 County 81, Park Rapids, MN worth?

The TopHap Estimate for 16645 County 81, Park Rapids, MN is $137,779 as of Jul 14, 2026. The likely range is $106,837 to $168,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16645 County 81, Park Rapids, MN last sell?

16645 County 81, Park Rapids, MN last sold on Nov 20, 2015 for $128,800, according to the county's recorded deed.

How big is 16645 County 81, Park Rapids, MN?

16645 County 81, Park Rapids, MN has 1,663 square feet of living space and a 0.94-acre lot.

When was 16645 County 81, Park Rapids, MN built?

16645 County 81, Park Rapids, MN was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 16645 County 81, Park Rapids, MN?

16645 County 81, Park Rapids, MN is assigned to Park Rapids High School (high), rated C+; Park Rapids Century Elementary School (elementary), rated B+; Park Rapids Century Middle School (middle), rated D. All sit in Park Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16645 County 81, Park Rapids, MN compare to other homes in Park Rapids 56470?

Among the 8,719 homes in Park Rapids 56470, it is worth more than 17% of them ($137,779 against a typical $237,846), its price per square foot is higher than 5% of them ($83 against a typical $198), it is bigger than 78% of them (1,663 ft² against a typical 1,252 ft²), its lot is bigger than 39% of them (0.94 ac against a typical 1.37 ac) and it is newer than 39% of them (1973 against a typical 1980). Measured against all of Hubbard County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16645 County 81, Park Rapids, MN?

The 2025 property tax bill for 16645 County 81, Park Rapids, MN was $1,442. The county assessed it at $223,500.

Closest homes

More homes in Park Rapids 56470

Assigned schools

Explore the area

See this home in context

Open 16645 County 81 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map