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Single Family ResidenceResidential
$449,730$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $399,000 on Feb 16, 2022

1706 RIVER MILL RD

OSHKOSH, WI 54901
3
Beds
3 / 1
Baths
2,534 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$450K
$418K low$482K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$399,000 · Feb 16, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,730
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,784
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
PROSPERITY HOME MORTGAGE LLC · recorded Feb 16, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
CAPITAL CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,591 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$431,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$383,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$431,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$441,788

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.39
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Read Elementary SchoolD
Elementary · Grades KG–5 · 0.7 mi
H
Oshkosh North High SchoolB-
High · Grades 9–12 · 0.9 mi
M
Merrill Middle SchoolC-
Middle · Grades 6–8 · 1.3 mi

District: Oshkosh Area School District

Neighborhood · ZIP 54901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.38,222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.592 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,529
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1706 River Mill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Oshkosh 54901
  • Costs more per square foot than 68% of homes in Oshkosh 54901
  • Bigger than 93% of homes in Winnebago County
  • Has a bigger lot than 91% of homes in Oshkosh 54901
  • Newer than 94% of homes in Lumber River

What homes are worth in Oshkosh 54901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$660K

This home is worth more than 93% of homes in Oshkosh 54901.

How it measures up in Oshkosh 54901

The dot is this home. The mark in the middle is the typical home in Oshkosh 54901.

Estimated value$449,730
CheaperTypical $207,211Pricier

Pricier than 93% of homes nearby

Price per ft²$177
CheaperTypical $155Pricier

Pricier than 68% of homes nearby

Living area2,534 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.39 ac
SmallerTypical 0.17 acBigger

Bigger than 91% of homes nearby

Year built1990
OlderTypical 1926Newer

Newer than 89% of homes nearby

How 1706 River Mill Rd ranks against every home in each area.
MeasureThis homeLumber RiverOshkosh 54901Winnebago County
Estimated valuepricier than$449,73090% of homes93% of homes86% of homes
Price per ft²pricier than$17760% of homes68% of homes63% of homes
Living areabigger than2,534 ft²87% of homes92% of homes93% of homes
Lot sizebigger than0.39 ac89% of homes91% of homes70% of homes
Year builtnewer than199094% of homes89% of homes82% of homes

About 1706 River Mill Rd

How much is 1706 River Mill Rd, Oshkosh, WI worth?

The TopHap Estimate for 1706 River Mill Rd, Oshkosh, WI is $449,730 as of Jul 14, 2026. The likely range is $417,748 to $481,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1706 River Mill Rd, Oshkosh, WI last sell?

1706 River Mill Rd, Oshkosh, WI last sold on Feb 16, 2022 for $399,000, according to the county's recorded deed.

How big is 1706 River Mill Rd, Oshkosh, WI?

1706 River Mill Rd, Oshkosh, WI has 3 bedrooms, 3 bathrooms, 2,534 square feet of living space and a 0.39-acre lot.

When was 1706 River Mill Rd, Oshkosh, WI built?

1706 River Mill Rd, Oshkosh, WI was built in 1990, making it 36 years old. It is a contemporary home. The building has 2 stories.

What schools serve 1706 River Mill Rd, Oshkosh, WI?

1706 River Mill Rd, Oshkosh, WI is assigned to Read Elementary School (elementary), rated D; Oshkosh North High School (high), rated B-; Merrill Middle School (middle), rated C-. All sit in Oshkosh Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1706 River Mill Rd, Oshkosh, WI compare to other homes in Oshkosh 54901?

Among the 10,571 homes in Oshkosh 54901, it is worth more than 93% of them ($449,730 against a typical $207,211), its price per square foot is higher than 68% of them ($177 against a typical $155), it is bigger than 92% of them (2,534 ft² against a typical 1,480 ft²), its lot is bigger than 91% of them (0.39 ac against a typical 0.17 ac) and it is newer than 89% of them (1990 against a typical 1926). Measured against all of Winnebago County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1706 River Mill Rd, Oshkosh, WI?

The 2025 property tax bill for 1706 River Mill Rd, Oshkosh, WI was $7,591. The county assessed it at $431,500.

Closest homes

More homes in Oshkosh 54901

Assigned schools

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