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Single Family ResidentialResidential
$189,391$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $176,000 on Sep 18, 2023

1712 US ROUTE 40

SMITHBORO, IL 62284
3
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.99 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$189K
$164K low$215K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$176,000 · Sep 18, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$16,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,263
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,812
HIGHLANDS RESIDENTIAL MORTGAGE LTD · E · 7.12% 2 · recorded Sep 18, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,421 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,146 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,808
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,338
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,146
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$159,438

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyBond
Lot (acres)The size of the land the home sits on, from county records.5.99
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mulberry Grove Elementary SchoolC-
Elementary · Grades PK–5 · 2.0 mi
M
Mulberry Grove Jr High SchoolD
Middle · Grades 6–8 · 2.0 mi
H
Mulberry Grove Sr High SchoolB-
High · Grades 9–12 · 2.0 mi

District: Mulberry Grove Community Unit School District 1

Neighborhood · ZIP 62284These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.610
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,914
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,388
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1712 Us Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 70% of homes in Bond County
  • Newer than 97% of homes in Smithboro 62284

What homes are worth in Smithboro 62284

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$685K

This home is worth more than 57% of homes in Smithboro 62284.

How it measures up in Smithboro 62284

The dot is this home. The mark in the middle is the typical home in Smithboro 62284.

Estimated value$189,391
CheaperTypical $167,909Pricier

Pricier than 57% of homes nearby

Price per ft²$132
CheaperTypical $122Pricier

Pricier than 59% of homes nearby

Living area1,440 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 63% of homes nearby

Lot size5.99 ac
SmallerTypical 2 acBigger

Bigger than 63% of homes nearby

Year built2008
OlderTypical 1920Newer

Newer than 97% of homes nearby

How 1712 Us Route 40 ranks against every home in each area.
MeasureThis homeSmithboro 62284Bond County
Estimated valuepricier than$189,39157% of homes55% of homes
Price per ft²pricier than$13259% of homes58% of homes
Living areabigger than1,440 ft²63% of homes54% of homes
Lot sizebigger than5.99 ac63% of homes70% of homes
Year builtnewer than200897% of homes97% of homes

About 1712 Us Route 40

How much is 1712 Us Route 40, Smithboro, IL worth?

The TopHap Estimate for 1712 Us Route 40, Smithboro, IL is $189,391 as of Jul 14, 2026. The likely range is $163,660 to $215,122. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1712 Us Route 40, Smithboro, IL last sell?

1712 Us Route 40, Smithboro, IL last sold on Sep 18, 2023 for $176,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1712 Us Route 40, Smithboro, IL?

1712 Us Route 40, Smithboro, IL has 3 bedrooms, 2 bathrooms, 1,440 square feet of living space and a 5.99-acre lot.

When was 1712 Us Route 40, Smithboro, IL built?

1712 Us Route 40, Smithboro, IL was built in 2008, making it 18 years old. The building has 1 story.

What schools serve 1712 Us Route 40, Smithboro, IL?

1712 Us Route 40, Smithboro, IL is assigned to Mulberry Grove Elementary School (elementary), rated C-; Mulberry Grove Jr High School (middle), rated D; Mulberry Grove Sr High School (high), rated B-. All sit in Mulberry Grove Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1712 Us Route 40, Smithboro, IL compare to other homes in Smithboro 62284?

Among the 291 homes in Smithboro 62284, it is worth more than 57% of them ($189,391 against a typical $167,909), its price per square foot is higher than 59% of them ($132 against a typical $122), it is bigger than 63% of them (1,440 ft² against a typical 1,292 ft²), its lot is bigger than 63% of them (5.99 ac against a typical 2 ac) and it is newer than 97% of them (2008 against a typical 1920). Measured against all of Bond County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1712 Us Route 40, Smithboro, IL?

The 2024 property tax bill for 1712 Us Route 40, Smithboro, IL was $3,421. The county assessed it at $53,146.

Closest homes

More homes in Smithboro 62284

Assigned schools

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