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Single Family ResidenceResidential
$482,591$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

172 GARNER RANCH RD

BERTRAM, TX 78605
0
Baths
1,983 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$483K
$422K low$543K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,683 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,458 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,065
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$397,393
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$527,458
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$527,458

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
70
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBURNET
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 671 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bertram Elementary SchoolD-
Elementary · Grades PK–5 · 3.3 mi
H
Burnet High SchoolB-
High · Grades 9–12 · 9.1 mi
M
Burnet Middle SchoolC+
Middle · Grades 6–8 · 9.4 mi

District: Burnet Consolidated Independent School District

Neighborhood · ZIP 78605These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,864
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,484
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

172 Garner Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 75% of homes in Burnet County

What homes are worth in Bertram 78605

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$1.5M

This home is worth more than 54% of homes in Bertram 78605.

How it measures up in Bertram 78605

The dot is this home. The mark in the middle is the typical home in Bertram 78605.

Estimated value$482,591
CheaperTypical $437,574Pricier

Pricier than 54% of homes nearby

Price per ft²$243
CheaperTypical $240Pricier

Pricier than 51% of homes nearby

Living area1,983 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 59% of homes nearby

Lot size2 ac
SmallerTypical 2 acBigger

Bigger than 50% of homes nearby

How 172 Garner Ranch Rd ranks against every home in each area.
MeasureThis homeBertram 78605Burnet County
Estimated valuepricier than$482,59154% of homes51% of homes
Price per ft²pricier than$24351% of homes47% of homes
Living areabigger than1,983 ft²59% of homes59% of homes
Lot sizebigger than2 ac50% of homes75% of homes

About 172 Garner Ranch Rd

How much is 172 Garner Ranch Rd, Bertram, TX worth?

The TopHap Estimate for 172 Garner Ranch Rd, Bertram, TX is $482,591 as of Aug 30, 2026. The likely range is $422,340 to $542,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 172 Garner Ranch Rd, Bertram, TX last sell?

172 Garner Ranch Rd, Bertram, TX last sold on Jun 21, 2021, according to the county's recorded deed.

What schools serve 172 Garner Ranch Rd, Bertram, TX?

172 Garner Ranch Rd, Bertram, TX is assigned to Bertram Elementary School (elementary), rated D-; Burnet High School (high), rated B-; Burnet Middle School (middle), rated C+. All sit in Burnet Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 172 Garner Ranch Rd, Bertram, TX compare to other homes in Bertram 78605?

Among the 3,414 homes in Bertram 78605, it is worth more than 54% of them ($482,591 against a typical $437,574), its price per square foot is higher than 51% of them ($243 against a typical $240), it is bigger than 59% of them (1,983 ft² against a typical 1,824 ft²) and its lot is bigger than 50% of them (2 ac against a typical 2 ac). Measured against all of Burnet County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 172 Garner Ranch Rd, Bertram, TX?

The 2025 property tax bill for 172 Garner Ranch Rd, Bertram, TX was $5,683. The county assessed it at $527,458.

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