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Single Family ResidenceResidential
$363,978$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

172 WHITE OAK RIDGE TRL

MURPHY, NC 28906
2
Beds
2
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$364K
$322K low$406K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,301 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,770 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEROKEE
Lot (acres)The size of the land the home sits on, from county records.0.59
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 344 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Murphy High SchoolC+
High · Grades 9–12 · 2.6 mi
M
Murphy Middle SchoolB-
Middle · Grades 6–8 · 2.6 mi
E
Murphy Elementary SchoolB-
Elementary · Grades PK–5 · 2.8 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

172 White Oak Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Cherokee County
  • Costs more per square foot than 90% of homes in Cherokee County
  • Smaller than 74% of homes in Cherokee County
  • Has a smaller lot than 88% of homes in Murphy 28906
  • Newer than 98% of homes in Cherokee County

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$661K

This home is worth more than 73% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$363,978
CheaperTypical $275,666Pricier

Pricier than 73% of homes nearby

Price per ft²$350
CheaperTypical $220Pricier

Pricier than 89% of homes nearby

Living area1,040 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.59 ac
SmallerTypical 1.35 acBigger

Bigger than 12% of homes nearby

Year built2022
OlderTypical 1996Newer

Newer than 97% of homes nearby

How 172 White Oak Ridge Trl ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$363,97873% of homes76% of homes
Price per ft²pricier than$35089% of homes90% of homes
Living areabigger than1,040 ft²27% of homes26% of homes
Lot sizebigger than0.59 ac12% of homes14% of homes
Year builtnewer than202297% of homes98% of homes

About 172 White Oak Ridge Trl

How much is 172 White Oak Ridge Trl, Murphy, NC worth?

The TopHap Estimate for 172 White Oak Ridge Trl, Murphy, NC is $363,978 as of Sep 24, 2026. The likely range is $322,126 to $405,830. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 172 White Oak Ridge Trl, Murphy, NC last sell?

172 White Oak Ridge Trl, Murphy, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 172 White Oak Ridge Trl, Murphy, NC?

172 White Oak Ridge Trl, Murphy, NC has 2 bedrooms, 2 bathrooms, 1,040 square feet of living space and a 0.59-acre lot.

When was 172 White Oak Ridge Trl, Murphy, NC built?

172 White Oak Ridge Trl, Murphy, NC was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 172 White Oak Ridge Trl, Murphy, NC?

172 White Oak Ridge Trl, Murphy, NC is assigned to Murphy High School (high), rated C+; Murphy Middle School (middle), rated B-; Murphy Elementary School (elementary), rated B-. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 172 White Oak Ridge Trl, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 73% of them ($363,978 against a typical $275,666), its price per square foot is higher than 89% of them ($350 against a typical $220), it is bigger than 27% of them (1,040 ft² against a typical 1,320 ft²), its lot is bigger than 12% of them (0.59 ac against a typical 1.35 ac) and it is newer than 97% of them (2022 against a typical 1996). Measured against all of Cherokee County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 172 White Oak Ridge Trl, Murphy, NC?

The 2025 property tax bill for 172 White Oak Ridge Trl, Murphy, NC was $1,301. The county assessed it at $181,770.

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