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Single Family ResidenceResidential
$240,403$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,000 on Apr 19, 2022

174 COTTAGE PL

MELROSE, FL 32666
3
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$240K
$222K low$259K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Apr 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,426 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,220 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,606
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,573

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.3.39
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 246 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Keystone Heights Elementary SchoolB
Elementary · Grades KG–6 · 3.7 mi
M
Keystone Heights Junior and Senior High SchoolB-
Middle · Grades 7–12 · 3.8 mi

District: Clay County School District

Neighborhood · ZIP 32666These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,614
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,285
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,304
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

174 Cottage Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Clay County
  • Costs more per square foot than 80% of homes in Clay County
  • Smaller than 89% of homes in Clay County
  • Has a bigger lot than 96% of homes in Clay County
  • Older than 87% of homes in Clay County

What homes are worth in Melrose 32666

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$1M

This home is worth more than 30% of homes in Melrose 32666.

How it measures up in Melrose 32666

The dot is this home. The mark in the middle is the typical home in Melrose 32666.

Estimated value$240,403
CheaperTypical $324,592Pricier

Pricier than 30% of homes nearby

Price per ft²$209
CheaperTypical $191Pricier

Pricier than 60% of homes nearby

Living area1,152 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 27% of homes nearby

Lot size3.39 ac
SmallerTypical 1.11 acBigger

Bigger than 78% of homes nearby

Year built1974
OlderTypical 1985Newer

Newer than 33% of homes nearby

How 174 Cottage Pl ranks against every home in each area.
MeasureThis homeMelrose 32666Clay County
Estimated valuepricier than$240,40330% of homes17% of homes
Price per ft²pricier than$20960% of homes80% of homes
Living areabigger than1,152 ft²27% of homes11% of homes
Lot sizebigger than3.39 ac78% of homes96% of homes
Year builtnewer than197433% of homes13% of homes

About 174 Cottage Pl

How much is 174 Cottage Pl, Melrose, FL worth?

The TopHap Estimate for 174 Cottage Pl, Melrose, FL is $240,403 as of Sep 24, 2026. The likely range is $221,904 to $258,902. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 174 Cottage Pl, Melrose, FL last sell?

174 Cottage Pl, Melrose, FL last sold on Apr 19, 2022 for $250,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 174 Cottage Pl, Melrose, FL?

174 Cottage Pl, Melrose, FL has 3 bedrooms, 1 bathrooms, 1,152 square feet of living space and a 3.39-acre lot.

When was 174 Cottage Pl, Melrose, FL built?

174 Cottage Pl, Melrose, FL was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 174 Cottage Pl, Melrose, FL?

174 Cottage Pl, Melrose, FL is assigned to Keystone Heights Elementary School (elementary), rated B; Keystone Heights Junior and Senior High School (middle), rated B-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 174 Cottage Pl, Melrose, FL compare to other homes in Melrose 32666?

Among the 3,295 homes in Melrose 32666, it is worth more than 30% of them ($240,403 against a typical $324,592), its price per square foot is higher than 60% of them ($209 against a typical $191), it is bigger than 27% of them (1,152 ft² against a typical 1,564 ft²), its lot is bigger than 78% of them (3.39 ac against a typical 1.11 ac) and it is newer than 33% of them (1974 against a typical 1985). Measured against all of Clay County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 174 Cottage Pl, Melrose, FL?

The 2025 property tax bill for 174 Cottage Pl, Melrose, FL was $2,426. The county assessed it at $199,220.

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