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Single Family ResidenceResidential
$268,282$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $134,000 on Aug 26, 2019

175 RAY AVE

SCHENECTADY, NY 12304
3
Beds
1
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$268K
$245K low$291K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$134,000 · Aug 26, 2019

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,040

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 222 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paige Elementary SchoolD-
Elementary · Grades PK–5 · 0.4 mi
M
Central Park Middle SchoolD-
Middle · Grades 6–8 · 0.9 mi
H
Schenectady High SchoolD
High · Grades 9–12 · 1.7 mi

District: Schenectady City School District

Neighborhood · ZIP 12304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,943
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

175 Ray Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Woodlawn
  • Costs more per square foot than 94% of homes in Woodlawn
  • Smaller than 89% of homes in Schenectady County
  • Has a smaller lot than 75% of homes in Schenectady County
  • Newer than 85% of homes in Woodlawn

What homes are worth in Schenectady 12304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$593K

This home is worth more than 64% of homes in Schenectady 12304.

How it measures up in Schenectady 12304

The dot is this home. The mark in the middle is the typical home in Schenectady 12304.

Estimated value$268,282
CheaperTypical $237,617Pricier

Pricier than 64% of homes nearby

Price per ft²$246
CheaperTypical $184Pricier

Pricier than 84% of homes nearby

Living area1,092 ft²
SmallerTypical 1,475 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 38% of homes nearby

Year built1977
OlderTypical 1945Newer

Newer than 79% of homes nearby

How 175 Ray Ave ranks against every home in each area.
MeasureThis homeWoodlawnSchenectady 12304Schenectady County
Estimated valuepricier than$268,28283% of homes64% of homes41% of homes
Price per ft²pricier than$24694% of homes84% of homes89% of homes
Living areabigger than1,092 ft²27% of homes19% of homes11% of homes
Lot sizebigger than0.14 ac30% of homes38% of homes25% of homes
Year builtnewer than197785% of homes79% of homes79% of homes

About 175 Ray Ave

How much is 175 Ray Ave, Schenectady, NY worth?

The TopHap Estimate for 175 Ray Ave, Schenectady, NY is $268,282 as of Sep 24, 2026. The likely range is $245,393 to $291,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 175 Ray Ave, Schenectady, NY last sell?

175 Ray Ave, Schenectady, NY last sold on Aug 26, 2019 for $134,000, according to the county's recorded deed.

How big is 175 Ray Ave, Schenectady, NY?

175 Ray Ave, Schenectady, NY has 3 bedrooms, 1 bathrooms, 1,092 square feet of living space and a 0.14-acre lot.

When was 175 Ray Ave, Schenectady, NY built?

175 Ray Ave, Schenectady, NY was built in 1977, making it 49 years old. It is a ranch home. The building has 1 story.

What schools serve 175 Ray Ave, Schenectady, NY?

175 Ray Ave, Schenectady, NY is assigned to Paige Elementary School (elementary), rated D-; Central Park Middle School (middle), rated D-; Schenectady High School (high), rated D. All sit in Schenectady City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 175 Ray Ave, Schenectady, NY compare to other homes in Schenectady 12304?

Among the 6,469 homes in Schenectady 12304, it is worth more than 64% of them ($268,282 against a typical $237,617), its price per square foot is higher than 84% of them ($246 against a typical $184), it is bigger than 19% of them (1,092 ft² against a typical 1,475 ft²), its lot is bigger than 38% of them (0.14 ac against a typical 0.17 ac) and it is newer than 79% of them (1977 against a typical 1945). Measured against all of Schenectady County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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