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Single Family ResidenceResidential
$176,423$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $175,000 on Feb 2, 2017

17593 REFLECTION BAY

SHAFER, MN 55074
3
Beds
2
Baths
1,258 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$176K
$151K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Feb 2, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,548 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,200 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$281,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyChisago
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chisago Lakes Middle SchoolA-
Middle · Grades 6–8 · 3.9 mi
E
Taylors Falls ElementaryC+
Elementary · Grades PK–5 · 4.5 mi
H
Chisago Lakes High SchoolA
High · Grades 9–12 · 4.9 mi

District: Chisago Lakes School District

Neighborhood · ZIP 55074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,701
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,390
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,118
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

17593 Reflection Bay measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Chisago County
  • Costs less per square foot than 85% of homes in Shafer 55074
  • Has a smaller lot than 67% of homes in Shafer 55074
  • Newer than 79% of homes in Chisago County

What homes are worth in Shafer 55074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$723K

This home is worth more than 25% of homes in Shafer 55074.

How it measures up in Shafer 55074

The dot is this home. The mark in the middle is the typical home in Shafer 55074.

Estimated value$176,423
CheaperTypical $243,539Pricier

Pricier than 25% of homes nearby

Price per ft²$140
CheaperTypical $184Pricier

Pricier than 15% of homes nearby

Living area1,258 ft²
SmallerTypical 1,299 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.44 ac
SmallerTypical 3.6 acBigger

Bigger than 33% of homes nearby

Year built2003
OlderTypical 1998Newer

Newer than 69% of homes nearby

How 17593 Reflection Bay ranks against every home in each area.
MeasureThis homeShafer 55074Chisago County
Estimated valuepricier than$176,42325% of homes18% of homes
Price per ft²pricier than$14015% of homes15% of homes
Living areabigger than1,258 ft²45% of homes46% of homes
Lot sizebigger than0.44 ac33% of homes33% of homes
Year builtnewer than200369% of homes79% of homes

About 17593 Reflection Bay

How much is 17593 Reflection Bay, Shafer, MN worth?

The TopHap Estimate for 17593 Reflection Bay, Shafer, MN is $176,423 as of Aug 30, 2026. The likely range is $151,305 to $201,541. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 17593 Reflection Bay, Shafer, MN last sell?

17593 Reflection Bay, Shafer, MN last sold on Feb 2, 2017 for $175,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 17593 Reflection Bay, Shafer, MN?

17593 Reflection Bay, Shafer, MN has 3 bedrooms, 2 bathrooms, 1,258 square feet of living space and a 0.44-acre lot.

When was 17593 Reflection Bay, Shafer, MN built?

17593 Reflection Bay, Shafer, MN was built in 2003, making it 23 years old. It is a split level home. The building has 3 stories.

What schools serve 17593 Reflection Bay, Shafer, MN?

17593 Reflection Bay, Shafer, MN is assigned to Chisago Lakes Middle School (middle), rated A-; Taylors Falls Elementary (elementary), rated C+; Chisago Lakes High School (high), rated A. All sit in Chisago Lakes School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 17593 Reflection Bay, Shafer, MN compare to other homes in Shafer 55074?

Among the 1,183 homes in Shafer 55074, it is worth more than 25% of them ($176,423 against a typical $243,539), its price per square foot is higher than 15% of them ($140 against a typical $184), it is bigger than 45% of them (1,258 ft² against a typical 1,299 ft²), its lot is bigger than 33% of them (0.44 ac against a typical 3.6 ac) and it is newer than 69% of them (2003 against a typical 1998). Measured against all of Chisago County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 17593 Reflection Bay, Shafer, MN?

The 2025 property tax bill for 17593 Reflection Bay, Shafer, MN was $3,548. The county assessed it at $260,200.

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