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Rural ResidenceResidential
$395,264$527 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

177 MARY RUTH RD S

KERRVILLE, TX 78028
0
Baths
750 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.03 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.

Valuation

$395K
$373K low$418K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,217 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$240,575 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,412
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,163
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,575

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
81
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyKERR
Lot (acres)The size of the land the home sits on, from county records.10.03
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ingram Middle SchoolB+
Middle · Grades 6–8 · 4.1 mi
H
Ingram Tom Moore High SchoolB
High · Grades 9–12 · 4.1 mi
E
Ingram Elementary SchoolA-
Elementary · Grades PK–5 · 4.5 mi

District: Ingram Independent School District

Neighborhood · ZIP 78028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,340
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

177 Mary Ruth Rd S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 96% of homes in Kerrville 78028
  • Smaller than 94% of homes in Kerrville 78028
  • Has a bigger lot than 93% of homes in Kerrville 78028
  • Newer than 96% of homes in Kerrville 78028

What homes are worth in Kerrville 78028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$1.2M

This home is worth more than 57% of homes in Kerrville 78028.

How it measures up in Kerrville 78028

The dot is this home. The mark in the middle is the typical home in Kerrville 78028.

Estimated value$395,264
CheaperTypical $359,597Pricier

Pricier than 57% of homes nearby

Price per ft²$527
CheaperTypical $223Pricier

Pricier than 96% of homes nearby

Living area750 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 6% of homes nearby

Lot size10.03 ac
SmallerTypical 0.4 acBigger

Bigger than 93% of homes nearby

Year built2021
OlderTypical 1990Newer

Newer than 96% of homes nearby

How 177 Mary Ruth Rd S ranks against every home in each area.
MeasureThis homeKerrville 78028Kerr County
Estimated valuepricier than$395,26457% of homes52% of homes
Price per ft²pricier than$52796% of homes93% of homes
Living areabigger than750 ft²6% of homes7% of homes
Lot sizebigger than10.03 ac93% of homes89% of homes
Year builtnewer than202196% of homes96% of homes

About 177 Mary Ruth Rd S

How much is 177 Mary Ruth Rd S, Kerrville, TX worth?

The TopHap Estimate for 177 Mary Ruth Rd S, Kerrville, TX is $395,264 as of Oct 21, 2026. The likely range is $373,012 to $417,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 177 Mary Ruth Rd S, Kerrville, TX last sell?

177 Mary Ruth Rd S, Kerrville, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 177 Mary Ruth Rd S, Kerrville, TX?

177 Mary Ruth Rd S, Kerrville, TX has 750 square feet of living space and a 10.03-acre lot.

When was 177 Mary Ruth Rd S, Kerrville, TX built?

177 Mary Ruth Rd S, Kerrville, TX was built in 2021, making it 5 years old.

What schools serve 177 Mary Ruth Rd S, Kerrville, TX?

177 Mary Ruth Rd S, Kerrville, TX is assigned to Ingram Middle School (middle), rated B+; Ingram Tom Moore High School (high), rated B; Ingram Elementary School (elementary), rated A-. All sit in Ingram Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 177 Mary Ruth Rd S, Kerrville, TX compare to other homes in Kerrville 78028?

Among the 18,251 homes in Kerrville 78028, it is worth more than 57% of them ($395,264 against a typical $359,597), its price per square foot is higher than 96% of them ($527 against a typical $223), it is bigger than 6% of them (750 ft² against a typical 1,568 ft²), its lot is bigger than 93% of them (10.03 ac against a typical 0.4 ac) and it is newer than 96% of them (2021 against a typical 1990). Measured against all of Kerr County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 177 Mary Ruth Rd S, Kerrville, TX?

The 2026 property tax bill for 177 Mary Ruth Rd S, Kerrville, TX was $3,217. The county assessed it at $240,575.

More homes on Mary Ruth Rd S

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