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Single Family ResidenceResidential
$184,087$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

178 LOCH LN

AMHERST, VA 24521
3
Beds
1.5
Baths
1,113 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$184K
$167K low$201K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,331 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$124,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyAMHERST
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amherst Elementary SchoolC
Elementary · Grades PK–5 · 0.2 mi
M
Amherst Middle SchoolB
Middle · Grades 6–8 · 1.3 mi
H
Amherst County High SchoolD+
High · Grades 9–12 · 1.4 mi

District: Amherst County Public Schools

Neighborhood · ZIP 24521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,438
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,710
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,307
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

178 Loch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Amherst 24521
  • Smaller than 79% of homes in Amherst 24521
  • Has a smaller lot than 93% of homes in Amherst 24521
  • Older than 65% of homes in Amherst 24521

What homes are worth in Amherst 24521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$859K

This home is worth more than 24% of homes in Amherst 24521.

How it measures up in Amherst 24521

The dot is this home. The mark in the middle is the typical home in Amherst 24521.

Estimated value$184,087
CheaperTypical $277,225Pricier

Pricier than 24% of homes nearby

Price per ft²$165
CheaperTypical $183Pricier

Pricier than 36% of homes nearby

Living area1,113 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.44 ac
SmallerTypical 2.65 acBigger

Bigger than 7% of homes nearby

Year built1969
OlderTypical 1979Newer

Newer than 35% of homes nearby

How 178 Loch Ln ranks against every home in each area.
MeasureThis homeAmherst 24521Amherst County
Estimated valuepricier than$184,08724% of homes31% of homes
Price per ft²pricier than$16536% of homes44% of homes
Living areabigger than1,113 ft²21% of homes28% of homes
Lot sizebigger than0.44 ac7% of homes11% of homes
Year builtnewer than196935% of homes40% of homes

About 178 Loch Ln

How much is 178 Loch Ln, Amherst, VA worth?

The TopHap Estimate for 178 Loch Ln, Amherst, VA is $184,087 as of Aug 30, 2026. The likely range is $166,813 to $201,361. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 178 Loch Ln, Amherst, VA last sell?

178 Loch Ln, Amherst, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 178 Loch Ln, Amherst, VA?

178 Loch Ln, Amherst, VA has 3 bedrooms, 1.5 bathrooms, 1,113 square feet of living space and a 0.44-acre lot.

When was 178 Loch Ln, Amherst, VA built?

178 Loch Ln, Amherst, VA was built in 1969, making it 57 years old. It is a cape cod home. The building has 1 story.

What schools serve 178 Loch Ln, Amherst, VA?

178 Loch Ln, Amherst, VA is assigned to Amherst Elementary School (elementary), rated C; Amherst Middle School (middle), rated B; Amherst County High School (high), rated D+. All sit in Amherst County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 178 Loch Ln, Amherst, VA compare to other homes in Amherst 24521?

Among the 4,673 homes in Amherst 24521, it is worth more than 24% of them ($184,087 against a typical $277,225), its price per square foot is higher than 36% of them ($165 against a typical $183), it is bigger than 21% of them (1,113 ft² against a typical 1,512 ft²), its lot is bigger than 7% of them (0.44 ac against a typical 2.65 ac) and it is newer than 35% of them (1969 against a typical 1979). Measured against all of Amherst County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 178 Loch Ln, Amherst, VA?

The 2026 property tax bill for 178 Loch Ln, Amherst, VA was $1,331. The county assessed it at $124,000.

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