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Rural ResidenceResidential
$295,900$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1789 STATE ROUTE 38

OWEGO, NY 13827
4
Beds
1
Baths
2,158 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
60 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$296K
$263K low$329K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,181 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$119,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,325

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.189 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyTIOGA
Lot (acres)The size of the land the home sits on, from county records.60.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Owego-Apalachin Middle SchoolC
Middle · Grades 6–8 · 2.6 mi
H
Owego Free AcademyC
High · Grades 9–12 · 2.6 mi
E
Owego Elementary SchoolC+
Elementary · Grades PK–5 · 2.8 mi

District: Owego-Apalachin Central School District

Neighborhood · ZIP 13827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,988
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1789 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Tioga County
  • Bigger than 80% of homes in Tioga County
  • Has a bigger lot than 96% of homes in Owego 13827
  • Older than 88% of homes in Tioga County

What homes are worth in Owego 13827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$449K

This home is worth more than 81% of homes in Owego 13827.

How it measures up in Owego 13827

The dot is this home. The mark in the middle is the typical home in Owego 13827.

Estimated value$295,900
CheaperTypical $200,965Pricier

Pricier than 81% of homes nearby

Price per ft²$137
CheaperTypical $127Pricier

Pricier than 60% of homes nearby

Living area2,158 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 77% of homes nearby

Lot size60 ac
SmallerTypical 1.05 acBigger

Bigger than 96% of homes nearby

Year built1890
OlderTypical 1960Newer

Newer than 20% of homes nearby

How 1789 State Route 38 ranks against every home in each area.
MeasureThis homeOwego 13827Tioga County
Estimated valuepricier than$295,90081% of homes82% of homes
Price per ft²pricier than$13760% of homes59% of homes
Living areabigger than2,158 ft²77% of homes80% of homes
Lot sizebigger than60 ac96% of homes96% of homes
Year builtnewer than189020% of homes12% of homes

About 1789 State Route 38

How much is 1789 State Route 38, Owego, NY worth?

The TopHap Estimate for 1789 State Route 38, Owego, NY is $295,900 as of Sep 24, 2026. The likely range is $262,752 to $329,048. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1789 State Route 38, Owego, NY last sell?

1789 State Route 38, Owego, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1789 State Route 38, Owego, NY?

1789 State Route 38, Owego, NY has 4 bedrooms, 1 bathrooms, 2,158 square feet of living space and a 60.00-acre lot.

When was 1789 State Route 38, Owego, NY built?

1789 State Route 38, Owego, NY was built in 1890, making it 136 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1789 State Route 38, Owego, NY?

1789 State Route 38, Owego, NY is assigned to Owego-Apalachin Middle School (middle), rated C; Owego Free Academy (high), rated C; Owego Elementary School (elementary), rated C+. All sit in Owego-Apalachin Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1789 State Route 38, Owego, NY compare to other homes in Owego 13827?

Among the 3,829 homes in Owego 13827, it is worth more than 81% of them ($295,900 against a typical $200,965), its price per square foot is higher than 60% of them ($137 against a typical $127), it is bigger than 77% of them (2,158 ft² against a typical 1,662 ft²), its lot is bigger than 96% of them (60 ac against a typical 1.05 ac) and it is newer than 20% of them (1890 against a typical 1960). Measured against all of Tioga County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1789 State Route 38, Owego, NY?

The 2025 property tax bill for 1789 State Route 38, Owego, NY was $5,181. The county assessed it at $119,300.

More homes on State Route 38

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