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Single Family ResidenceResidential
$545,116$399 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $432,000 on May 1, 2020

18 SPENCER AVE

SAUGUS, MA 01906
3
Beds
3 / 2
Baths
1,365 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$545K
$510K low$580K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$432,000 · May 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,707 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$547,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$308,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$239,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$516,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$605,161

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.79%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Veterans Early Learning CenterC
Elementary · Grades PK–1 · 0.9 mi
M
Saugus Middle SchoolD+
Middle · Grades 6–8 · 1.5 mi
H
Saugus High SchoolD+
High · Grades 9–12 · 1.9 mi

District: Saugus School District

Neighborhood · ZIP 01906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,549
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,506 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,719
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18 Spencer Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Saugus 01906
  • Smaller than 73% of homes in Essex County
  • Has a smaller lot than 95% of homes in Saugus 01906

What homes are worth in Saugus 01906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$364K$1.3M

This home is worth more than 17% of homes in Saugus 01906.

How it measures up in Saugus 01906

The dot is this home. The mark in the middle is the typical home in Saugus 01906.

Estimated value$545,116
CheaperTypical $645,235Pricier

Pricier than 17% of homes nearby

Price per ft²$399
CheaperTypical $397Pricier

Pricier than 51% of homes nearby

Living area1,365 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.1 ac
SmallerTypical 0.23 acBigger

Bigger than 5% of homes nearby

Year built1958
OlderTypical 1957Newer

Newer than 53% of homes nearby

How 18 Spencer Ave ranks against every home in each area.
MeasureThis homeSaugus 01906Essex County
Estimated valuepricier than$545,11617% of homes25% of homes
Price per ft²pricier than$39951% of homes49% of homes
Living areabigger than1,365 ft²29% of homes27% of homes
Lot sizebigger than0.1 ac5% of homes11% of homes
Year builtnewer than195853% of homes51% of homes

About 18 Spencer Ave

How much is 18 Spencer Ave, Saugus, MA worth?

The TopHap Estimate for 18 Spencer Ave, Saugus, MA is $545,116 as of Oct 21, 2026. The likely range is $509,771 to $580,461. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18 Spencer Ave, Saugus, MA last sell?

18 Spencer Ave, Saugus, MA last sold on May 1, 2020 for $432,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 18 Spencer Ave, Saugus, MA?

18 Spencer Ave, Saugus, MA has 3 bedrooms, 3 bathrooms, 1,365 square feet of living space and a 0.10-acre lot.

When was 18 Spencer Ave, Saugus, MA built?

18 Spencer Ave, Saugus, MA was built in 1958, making it 68 years old. It is a cape cod home. The building has 2 stories.

What schools serve 18 Spencer Ave, Saugus, MA?

18 Spencer Ave, Saugus, MA is assigned to Veterans Early Learning Center (elementary), rated C; Saugus Middle School (middle), rated D+; Saugus High School (high), rated D+. All sit in Saugus School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18 Spencer Ave, Saugus, MA compare to other homes in Saugus 01906?

Among the 8,777 homes in Saugus 01906, it is worth more than 17% of them ($545,116 against a typical $645,235), its price per square foot is higher than 51% of them ($399 against a typical $397), it is bigger than 29% of them (1,365 ft² against a typical 1,716 ft²), its lot is bigger than 5% of them (0.1 ac against a typical 0.23 ac) and it is newer than 53% of them (1958 against a typical 1957). Measured against all of Essex County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18 Spencer Ave, Saugus, MA?

The 2026 property tax bill for 18 Spencer Ave, Saugus, MA was $5,707. The county assessed it at $547,700.

More homes on Spencer Ave

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