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TownhouseResidential
$541,907$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Sep 23, 2015

18045 VINTAGE RIVER TER

OLNEY, MD 20832
3.5
Baths
1,808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,145 ft²
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$542K
$513K low$571K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Sep 23, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$246,907
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$197,526
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$295,000
RESIDENTIAL MORTGAGE SERVICES · recorded Nov 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,818 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$440,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$157,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$283,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$409,767
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$440,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Olney Elementary SchoolB-
Elementary · Grades KG–5 · 0.3 mi
M
Rosa M. Parks Middle SchoolA
Middle · Grades 6–8 · 1.4 mi
H
Sherwod High SchoolB-
High · Grades 9–12 · 2.8 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20832These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.48
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.24,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$162,184
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$179,554
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18045 Vintage River Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Olney 20832
  • Smaller than 66% of homes in Olney 20832
  • Has a smaller lot than 80% of homes in Olney 20832
  • Newer than 69% of homes in Montgomery County

What homes are worth in Olney 20832

Each bar is how many homes fall in that price range. The marker is this home.

This home
$273K$1.3M

This home is worth more than 30% of homes in Olney 20832.

How it measures up in Olney 20832

The dot is this home. The mark in the middle is the typical home in Olney 20832.

Estimated value$541,907
CheaperTypical $685,843Pricier

Pricier than 30% of homes nearby

Price per ft²$300
CheaperTypical $294Pricier

Pricier than 55% of homes nearby

Living area1,808 ft²
SmallerTypical 2,256 ft²Bigger

Bigger than 34% of homes nearby

Lot size2,145 ft²
SmallerTypical 0.23 acBigger

Bigger than 20% of homes nearby

Year built1987
OlderTypical 1986Newer

Newer than 61% of homes nearby

How 18045 Vintage River Ter ranks against every home in each area.
MeasureThis homeOlney 20832Montgomery County
Estimated valuepricier than$541,90730% of homes38% of homes
Price per ft²pricier than$30055% of homes47% of homes
Living areabigger than1,808 ft²34% of homes43% of homes
Lot sizebigger than2,145 ft²20% of homes25% of homes
Year builtnewer than198761% of homes69% of homes

About 18045 Vintage River Ter

How much is 18045 Vintage River Ter, Olney, MD worth?

The TopHap Estimate for 18045 Vintage River Ter, Olney, MD is $541,907 as of Jul 14, 2026. The likely range is $512,659 to $571,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18045 Vintage River Ter, Olney, MD last sell?

18045 Vintage River Ter, Olney, MD last sold on Sep 23, 2015 for $315,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 18045 Vintage River Ter, Olney, MD?

18045 Vintage River Ter, Olney, MD has 3.5 bathrooms, 1,808 square feet of living space and a 0.05-acre lot.

When was 18045 Vintage River Ter, Olney, MD built?

18045 Vintage River Ter, Olney, MD was built in 1987, making it 39 years old. It is a townhouse home. The building has 2 stories.

What schools serve 18045 Vintage River Ter, Olney, MD?

18045 Vintage River Ter, Olney, MD is assigned to Olney Elementary School (elementary), rated B-; Rosa M. Parks Middle School (middle), rated A; Sherwod High School (high), rated B-. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18045 Vintage River Ter, Olney, MD compare to other homes in Olney 20832?

Among the 8,619 homes in Olney 20832, it is worth more than 30% of them ($541,907 against a typical $685,843), its price per square foot is higher than 55% of them ($300 against a typical $294), it is bigger than 34% of them (1,808 ft² against a typical 2,256 ft²), its lot is bigger than 20% of them (2,145 ft² against a typical 0.23 ac) and it is newer than 61% of them (1987 against a typical 1986). Measured against all of Montgomery County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18045 Vintage River Ter, Olney, MD?

The 2025 property tax bill for 18045 Vintage River Ter, Olney, MD was $4,818. The county assessed it at $440,700.

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