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Single Family ResidenceResidential
$119,600$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 45How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

181 ELM ST

CHAMPLAIN, NY 12919
3
Beds
1
Baths
1,131 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1876
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$120K
$54K low$185K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$775 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$61,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.27
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 290 ft²Porch · 200 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12919These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,495
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,209
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

181 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Champlain 12919
  • Costs less per square foot than 67% of homes in Clinton County
  • Smaller than 73% of homes in Clinton County
  • Has a smaller lot than 89% of homes in Champlain 12919
  • Older than 92% of homes in Clinton County

What homes are worth in Champlain 12919

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$501K

This home is worth more than 16% of homes in Champlain 12919.

How it measures up in Champlain 12919

The dot is this home. The mark in the middle is the typical home in Champlain 12919.

Estimated value$119,600
CheaperTypical $172,958Pricier

Pricier than 16% of homes nearby

Price per ft²$106
CheaperTypical $114Pricier

Pricier than 38% of homes nearby

Living area1,131 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.27 ac
SmallerTypical 0.93 acBigger

Bigger than 11% of homes nearby

Year built1876
OlderTypical 1970Newer

Newer than 16% of homes nearby

How 181 Elm St ranks against every home in each area.
MeasureThis homeChamplain 12919Clinton County
Estimated valuepricier than$119,60016% of homes19% of homes
Price per ft²pricier than$10638% of homes33% of homes
Living areabigger than1,131 ft²29% of homes27% of homes
Lot sizebigger than0.27 ac11% of homes21% of homes
Year builtnewer than187616% of homes8% of homes

About 181 Elm St

How much is 181 Elm St, Champlain, NY worth?

The TopHap Estimate for 181 Elm St, Champlain, NY is $119,600 as of Sep 24, 2026. The likely range is $54,144 to $185,056. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 181 Elm St, Champlain, NY?

181 Elm St, Champlain, NY has 3 bedrooms, 1 bathrooms, 1,131 square feet of living space and a 0.27-acre lot.

When was 181 Elm St, Champlain, NY built?

181 Elm St, Champlain, NY was built in 1876, making it 150 years old. It is a traditional/old home. The building has 2 stories.

How does 181 Elm St, Champlain, NY compare to other homes in Champlain 12919?

Among the 1,284 homes in Champlain 12919, it is worth more than 16% of them ($119,600 against a typical $172,958), its price per square foot is higher than 38% of them ($106 against a typical $114), it is bigger than 29% of them (1,131 ft² against a typical 1,408 ft²), its lot is bigger than 11% of them (0.27 ac against a typical 0.93 ac) and it is newer than 16% of them (1876 against a typical 1970). Measured against all of Clinton County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 181 Elm St, Champlain, NY?

The 2025 property tax bill for 181 Elm St, Champlain, NY was $775. The county assessed it at $61,600.

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