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Single Family ResidenceResidential
$501,376$317 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $485,000 on Jul 21, 2023

181 JO CREEK PL

MERLIN, OR 97532
3
Beds
2
Baths
1,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$501K
$468K low$534K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$485,000 · Jul 21, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,376
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,101
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$345,000
NATIONS LENDING CORP · recorded Jul 21, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,215 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,740 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$286,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$460,240

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJOSEPHINE
Lot (acres)The size of the land the home sits on, from county records.1.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 249 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Valley High SchoolB-
High · Grades 9–12 · 2.3 mi
M
Fleming Middle SchoolB
Middle · Grades 6–8 · 2.6 mi
E
Manzanita Elementary SchoolA-
Elementary · Grades KG–5 · 2.7 mi

District: Three Rivers School District

Neighborhood · ZIP 97532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.202

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,774
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,151
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,904
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

181 Jo Creek Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Josephine County
  • Costs more per square foot than 85% of homes in Merlin
  • Has a smaller lot than 75% of homes in Merlin 97532
  • Newer than 66% of homes in Josephine County

What homes are worth in Merlin 97532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$1M

This home is worth more than 55% of homes in Merlin 97532.

How it measures up in Merlin 97532

The dot is this home. The mark in the middle is the typical home in Merlin 97532.

Estimated value$501,376
CheaperTypical $484,285Pricier

Pricier than 55% of homes nearby

Price per ft²$317
CheaperTypical $270Pricier

Pricier than 82% of homes nearby

Living area1,582 ft²
SmallerTypical 1,714 ft²Bigger

Bigger than 42% of homes nearby

Lot size1.08 ac
SmallerTypical 2.5 acBigger

Bigger than 25% of homes nearby

Year built1994
OlderTypical 1989Newer

Newer than 65% of homes nearby

How 181 Jo Creek Pl ranks against every home in each area.
MeasureThis homeMerlinMerlin 97532Josephine County
Estimated valuepricier than$501,37654% of homes55% of homes70% of homes
Price per ft²pricier than$31785% of homes82% of homes83% of homes
Living areabigger than1,582 ft²42% of homes42% of homes52% of homes
Lot sizebigger than1.08 ac34% of homes25% of homes52% of homes
Year builtnewer than199462% of homes65% of homes66% of homes

About 181 Jo Creek Pl

How much is 181 Jo Creek Pl, Merlin, OR worth?

The TopHap Estimate for 181 Jo Creek Pl, Merlin, OR is $501,376 as of Jul 14, 2026. The likely range is $468,321 to $534,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 181 Jo Creek Pl, Merlin, OR last sell?

181 Jo Creek Pl, Merlin, OR last sold on Jul 21, 2023 for $485,000, according to the county's recorded deed.

How big is 181 Jo Creek Pl, Merlin, OR?

181 Jo Creek Pl, Merlin, OR has 3 bedrooms, 2 bathrooms, 1,582 square feet of living space and a 1.08-acre lot.

When was 181 Jo Creek Pl, Merlin, OR built?

181 Jo Creek Pl, Merlin, OR was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 181 Jo Creek Pl, Merlin, OR?

181 Jo Creek Pl, Merlin, OR is assigned to North Valley High School (high), rated B-; Fleming Middle School (middle), rated B; Manzanita Elementary School (elementary), rated A-. All sit in Three Rivers School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 181 Jo Creek Pl, Merlin, OR compare to other homes in Merlin 97532?

Among the 1,133 homes in Merlin 97532, it is worth more than 55% of them ($501,376 against a typical $484,285), its price per square foot is higher than 82% of them ($317 against a typical $270), it is bigger than 42% of them (1,582 ft² against a typical 1,714 ft²), its lot is bigger than 25% of them (1.08 ac against a typical 2.5 ac) and it is newer than 65% of them (1994 against a typical 1989). Measured against all of Josephine County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 181 Jo Creek Pl, Merlin, OR?

The 2025 property tax bill for 181 Jo Creek Pl, Merlin, OR was $2,215. The county assessed it at $294,740.

Closest homes

More homes in Merlin 97532

Assigned schools

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