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Single Family ResidenceResidential
$410,817$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $392,000 on Aug 2, 2024

181 RIDGE LN

MURPHY, NC 28906
4
Beds
3.5
Baths
2,084 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$411K
$361K low$461K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$392,000 · Aug 2, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,531 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$203,960 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEROKEE
Lot (acres)The size of the land the home sits on, from county records.2.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 705 ft²Porch · 260 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Murphy Elementary SchoolA-
Elementary · Grades PK–5 · 1.2 mi
H
Murphy High SchoolB+
High · Grades 9–12 · 2.0 mi
M
Murphy Middle SchoolC
Middle · Grades 6–8 · 2.1 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

181 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Cherokee County
  • Bigger than 89% of homes in Murphy 28906
  • Has a bigger lot than 66% of homes in Cherokee County

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$674K

This home is worth more than 82% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$410,817
CheaperTypical $276,354Pricier

Pricier than 82% of homes nearby

Price per ft²$197
CheaperTypical $224Pricier

Pricier than 40% of homes nearby

Living area2,084 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 89% of homes nearby

Lot size2.18 ac
SmallerTypical 1.36 acBigger

Bigger than 65% of homes nearby

Year built1996
OlderTypical 1996Newer

Newer than 51% of homes nearby

How 181 Ridge Ln ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$410,81782% of homes83% of homes
Price per ft²pricier than$19740% of homes46% of homes
Living areabigger than2,084 ft²89% of homes88% of homes
Lot sizebigger than2.18 ac65% of homes66% of homes
Year builtnewer than199651% of homes55% of homes

About 181 Ridge Ln

How much is 181 Ridge Ln, Murphy, NC worth?

The TopHap Estimate for 181 Ridge Ln, Murphy, NC is $410,817 as of Aug 30, 2026. The likely range is $360,913 to $460,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 181 Ridge Ln, Murphy, NC last sell?

181 Ridge Ln, Murphy, NC last sold on Aug 2, 2024 for $392,000, according to the county's recorded deed.

How big is 181 Ridge Ln, Murphy, NC?

181 Ridge Ln, Murphy, NC has 4 bedrooms, 3.5 bathrooms, 2,084 square feet of living space and a 2.18-acre lot.

When was 181 Ridge Ln, Murphy, NC built?

181 Ridge Ln, Murphy, NC was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 181 Ridge Ln, Murphy, NC?

181 Ridge Ln, Murphy, NC is assigned to Murphy Elementary School (elementary), rated A-; Murphy High School (high), rated B+; Murphy Middle School (middle), rated C. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 181 Ridge Ln, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 82% of them ($410,817 against a typical $276,354), its price per square foot is higher than 40% of them ($197 against a typical $224), it is bigger than 89% of them (2,084 ft² against a typical 1,316 ft²), its lot is bigger than 65% of them (2.18 ac against a typical 1.36 ac) and it is newer than 51% of them (1996 against a typical 1996). Measured against all of Cherokee County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 181 Ridge Ln, Murphy, NC?

The 2025 property tax bill for 181 Ridge Ln, Murphy, NC was $1,531. The county assessed it at $203,960.

More homes on Ridge Ln

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More homes in Murphy 28906

Assigned schools

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