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Single Family ResidenceResidential
$319,827$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1815 WHISPERING TRL

UNION, KY 41091
4
Beds
4 / 1
Baths
1,971 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$320K
$298K low$342K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,757 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$240,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$205,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBoone
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 320 ft²Porch · 60 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Larry A. Ryle High SchoolA
High · Grades 9–12 · 0.8 mi
M
Gray Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi
E
Shirley Mann Elementary SchoolA+
Elementary · Grades KG–5 · 1.2 mi

District: Boone County School District

Neighborhood · ZIP 41091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.497 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,353
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,272
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1815 Whispering Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Union 41091
  • Costs less per square foot than 82% of homes in Union 41091
  • Older than 77% of homes in Union 41091

What homes are worth in Union 41091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$968K

This home is worth more than 21% of homes in Union 41091.

How it measures up in Union 41091

The dot is this home. The mark in the middle is the typical home in Union 41091.

Estimated value$319,827
CheaperTypical $427,626Pricier

Pricier than 21% of homes nearby

Price per ft²$162
CheaperTypical $192Pricier

Pricier than 18% of homes nearby

Living area1,971 ft²
SmallerTypical 2,245 ft²Bigger

Bigger than 38% of homes nearby

Year built1995
OlderTypical 2004Newer

Newer than 23% of homes nearby

How 1815 Whispering Trl ranks against every home in each area.
MeasureThis homeUnion 41091Boone County
Estimated valuepricier than$319,82721% of homes47% of homes
Price per ft²pricier than$16218% of homes25% of homes
Living areabigger than1,971 ft²38% of homes62% of homes
Year builtnewer than199523% of homes42% of homes

About 1815 Whispering Trl

How much is 1815 Whispering Trl, Union, KY worth?

The TopHap Estimate for 1815 Whispering Trl, Union, KY is $319,827 as of Oct 21, 2026. The likely range is $297,920 to $341,734. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1815 Whispering Trl, Union, KY?

1815 Whispering Trl, Union, KY has 4 bedrooms, 4 bathrooms and 1,971 square feet of living space.

When was 1815 Whispering Trl, Union, KY built?

1815 Whispering Trl, Union, KY was built in 1995, making it 31 years old. It is a cape cod home. The building has 1 story.

What schools serve 1815 Whispering Trl, Union, KY?

1815 Whispering Trl, Union, KY is assigned to Larry A. Ryle High School (high), rated A; Gray Middle School (middle), rated A+; Shirley Mann Elementary School (elementary), rated A+. All sit in Boone County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1815 Whispering Trl, Union, KY compare to other homes in Union 41091?

Among the 9,801 homes in Union 41091, it is worth more than 21% of them ($319,827 against a typical $427,626), its price per square foot is higher than 18% of them ($162 against a typical $192), it is bigger than 38% of them (1,971 ft² against a typical 2,245 ft²) and it is newer than 23% of them (1995 against a typical 2004). Measured against all of Boone County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1815 Whispering Trl, Union, KY?

The 2025 property tax bill for 1815 Whispering Trl, Union, KY was $2,757. The county assessed it at $240,000.

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