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Single Family ResidenceResidential
$158,487
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1821 STEWART RIVER RD

TWO HARBORS, MN 55616
0
Baths
40 ac
Lot SizeThe size of the land the home sits on, from county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$158K
$119K low$198K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$356 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$141,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
34
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAKE
Lot (acres)The size of the land the home sits on, from county records.40.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Sauna

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Two Harbors Secondary SchoolB+
Middle · Grades 6–12 · 1.4 mi
E
Minnehaha Elementary SchoolB
Elementary · Grades PK–5 · 3.1 mi

District: Lake Superior Public School District

Neighborhood · ZIP 55616These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,616
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,394
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1821 Stewart River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Two Harbors 55616
  • Among the largest lots in Two Harbors 55616

What homes are worth in Two Harbors 55616

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$1.1M

This home is worth more than 15% of homes in Two Harbors 55616.

How it measures up in Two Harbors 55616

The dot is this home. The mark in the middle is the typical home in Two Harbors 55616.

Estimated value$158,487
CheaperTypical $292,677Pricier

Pricier than 15% of homes nearby

Lot size40 ac
SmallerTypical 1.47 acBigger

Bigger than almost all homes nearby

How 1821 Stewart River Rd ranks against every home in each area.
MeasureThis homeTwo Harbors 55616Lake County
Estimated valuepricier than$158,48715% of homes21% of homes
Lot sizebigger than40 acalmost all homesalmost all homes

About 1821 Stewart River Rd

How much is 1821 Stewart River Rd, Two Harbors, MN worth?

The TopHap Estimate for 1821 Stewart River Rd, Two Harbors, MN is $158,487 as of Aug 30, 2026. The likely range is $118,944 to $198,030. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1821 Stewart River Rd, Two Harbors, MN last sell?

1821 Stewart River Rd, Two Harbors, MN last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 1821 Stewart River Rd, Two Harbors, MN?

1821 Stewart River Rd, Two Harbors, MN is assigned to Two Harbors Secondary School (middle), rated B+; Minnehaha Elementary School (elementary), rated B. All sit in Lake Superior Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1821 Stewart River Rd, Two Harbors, MN compare to other homes in Two Harbors 55616?

Among the 4,822 homes in Two Harbors 55616, it is worth more than 15% of them ($158,487 against a typical $292,677) and its lot is bigger than almost all of them (40 ac against a typical 1.47 ac). Measured against all of Lake County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1821 Stewart River Rd, Two Harbors, MN?

The 2026 property tax bill for 1821 Stewart River Rd, Two Harbors, MN was $356. The county assessed it at $186,900.

More homes on Stewart River Rd

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Assigned schools

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