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Single Family ResidenceResidential
$38,305$53 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $557,810 on Oct 12, 2023

1828 RIVER FRONT RD

LOVELY, KY 41231
2
Beds
2 / 1
Baths
725 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$38K
$38K low$39K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$557,810 · Oct 12, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$681 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMARTIN
Lot (acres)The size of the land the home sits on, from county records.4.25
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 41231These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.393
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.96 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,778
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,771
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1828 River Front Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Martin County
  • Costs more per square foot than 90% of homes in Lovely 41231
  • Smaller than 93% of homes in Lovely 41231
  • Has a bigger lot than 80% of homes in Lovely 41231
  • Older than 80% of homes in Lovely 41231

What homes are worth in Lovely 41231

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$142K

This home is worth more than 31% of homes in Lovely 41231.

How it measures up in Lovely 41231

The dot is this home. The mark in the middle is the typical home in Lovely 41231.

Estimated value$38,305
CheaperTypical $52,272Pricier

Pricier than 31% of homes nearby

Price per ft²$53
CheaperTypical $38Pricier

Pricier than 90% of homes nearby

Living area725 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 7% of homes nearby

Lot size4.25 ac
SmallerTypical 1 acBigger

Bigger than 80% of homes nearby

Year built1970
OlderTypical 1984Newer

Newer than 20% of homes nearby

How 1828 River Front Rd ranks against every home in each area.
MeasureThis homeLovely 41231Martin County
Estimated valuepricier than$38,30531% of homes29% of homes
Price per ft²pricier than$5390% of homes79% of homes
Living areabigger than725 ft²7% of homes7% of homes
Lot sizebigger than4.25 ac80% of homes69% of homes
Year builtnewer than197020% of homes23% of homes

About 1828 River Front Rd

How much is 1828 River Front Rd, Lovely, KY worth?

The TopHap Estimate for 1828 River Front Rd, Lovely, KY is $38,305 as of Sep 24, 2026. The likely range is $37,729 to $38,881. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1828 River Front Rd, Lovely, KY last sell?

1828 River Front Rd, Lovely, KY last sold on Oct 12, 2023 for $557,810, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1828 River Front Rd, Lovely, KY?

1828 River Front Rd, Lovely, KY has 2 bedrooms, 2 bathrooms, 725 square feet of living space and a 4.25-acre lot.

When was 1828 River Front Rd, Lovely, KY built?

1828 River Front Rd, Lovely, KY was built in 1970, making it 56 years old. The building has 1 story.

How does 1828 River Front Rd, Lovely, KY compare to other homes in Lovely 41231?

Among the 431 homes in Lovely 41231, it is worth more than 31% of them ($38,305 against a typical $52,272), its price per square foot is higher than 90% of them ($53 against a typical $38), it is bigger than 7% of them (725 ft² against a typical 1,288 ft²), its lot is bigger than 80% of them (4.25 ac against a typical 1 ac) and it is newer than 20% of them (1970 against a typical 1984). Measured against all of Martin County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1828 River Front Rd, Lovely, KY?

The 2025 property tax bill for 1828 River Front Rd, Lovely, KY was $681. The county assessed it at $50,000.

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