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Single Family ResidenceResidential
$326,383$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18320 STATE ROUTE 3

CATLETTSBURG, KY 41129
3
Beds
2 / 1
Baths
2,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$326K
$195K low$457K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$220,158
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,126
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$56,225
DESCO FCU · recorded Dec 2, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
DESCO FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$378 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.12.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 175 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ponderosa Elementary SchoolB+
Elementary · Grades KG–5 · 1.8 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 3.4 mi
M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 7.2 mi

District: Boyd County School District

Neighborhood · ZIP 41129These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.156
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.10,182
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.121 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,993
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18320 State Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Boyd County
  • Costs more per square foot than 87% of homes in Boyd County
  • Bigger than 89% of homes in Boyd County
  • Has a bigger lot than 96% of homes in Boyd County

What homes are worth in Catlettsburg 41129

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$482K

This home is worth more than 94% of homes in Catlettsburg 41129.

How it measures up in Catlettsburg 41129

The dot is this home. The mark in the middle is the typical home in Catlettsburg 41129.

Estimated value$326,383
CheaperTypical $117,504Pricier

Pricier than 94% of homes nearby

Price per ft²$142
CheaperTypical $97Pricier

Pricier than 84% of homes nearby

Living area2,300 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 85% of homes nearby

Lot size12 ac
SmallerTypical 0.84 acBigger

Bigger than 92% of homes nearby

How 18320 State Route 3 ranks against every home in each area.
MeasureThis homeCatlettsburg 41129Boyd County
Estimated valuepricier than$326,38394% of homes96% of homes
Price per ft²pricier than$14284% of homes87% of homes
Living areabigger than2,300 ft²85% of homes89% of homes
Lot sizebigger than12 ac92% of homes96% of homes

About 18320 State Route 3

How much is 18320 State Route 3, Catlettsburg, KY worth?

The TopHap Estimate for 18320 State Route 3, Catlettsburg, KY is $326,383 as of Jul 14, 2026. The likely range is $195,442 to $457,324. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 18320 State Route 3, Catlettsburg, KY?

18320 State Route 3, Catlettsburg, KY has 3 bedrooms, 2 bathrooms, 2,300 square feet of living space and a 12.00-acre lot.

What schools serve 18320 State Route 3, Catlettsburg, KY?

18320 State Route 3, Catlettsburg, KY is assigned to Ponderosa Elementary School (elementary), rated B+; Boyd County High School (high), rated C; Boyd County Middle School (middle), rated C+. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18320 State Route 3, Catlettsburg, KY compare to other homes in Catlettsburg 41129?

Among the 5,333 homes in Catlettsburg 41129, it is worth more than 94% of them ($326,383 against a typical $117,504), its price per square foot is higher than 84% of them ($142 against a typical $97), it is bigger than 85% of them (2,300 ft² against a typical 1,456 ft²) and its lot is bigger than 92% of them (12 ac against a typical 0.84 ac). Measured against all of Boyd County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18320 State Route 3, Catlettsburg, KY?

The 2025 property tax bill for 18320 State Route 3, Catlettsburg, KY was $378. The county assessed it at $72,900.

Closest homes

More homes in Catlettsburg 41129

Assigned schools

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