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Rural ResidenceResidential
$378,781$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Aug 26, 2019

18324 R45 HWY

SAINT CHARLES, IA 50240
3
Beds
3 / 2
Baths
2,021 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$379K
$337K low$421K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Aug 26, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,781
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,225
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$311,000
GERSHMAN INVESTMENT CORP · recorded Aug 28, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
TRUBANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,074 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$256,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWarren
Lot (acres)The size of the land the home sits on, from county records.7.64
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Interstate 35 Elementary SchoolB+
Elementary · Grades PK–5 · 6.6 mi
M
Interstate 35 Secondary SchoolB
Middle · Grades 6–12 · 6.7 mi

District: Interstate 35 Community School District

Neighborhood · ZIP 50240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,666
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,357
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18324 R45 Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Warren County
  • Costs less per square foot than 71% of homes in Saint Charles 50240
  • Bigger than 80% of homes in Warren County
  • Has a bigger lot than 89% of homes in Warren County
  • Older than 92% of homes in Warren County

What homes are worth in Saint Charles 50240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$931K

This home is worth more than 53% of homes in Saint Charles 50240.

How it measures up in Saint Charles 50240

The dot is this home. The mark in the middle is the typical home in Saint Charles 50240.

Estimated value$378,781
CheaperTypical $367,365Pricier

Pricier than 53% of homes nearby

Price per ft²$187
CheaperTypical $239Pricier

Pricier than 29% of homes nearby

Living area2,021 ft²
SmallerTypical 1,582 ft²Bigger

Bigger than 78% of homes nearby

Lot size7.64 ac
SmallerTypical 4.83 acBigger

Bigger than 61% of homes nearby

Year built1912
OlderTypical 1988Newer

Newer than 16% of homes nearby

How 18324 R45 Hwy ranks against every home in each area.
MeasureThis homeSaint Charles 50240Warren County
Estimated valuepricier than$378,78153% of homes68% of homes
Price per ft²pricier than$18729% of homes38% of homes
Living areabigger than2,021 ft²78% of homes80% of homes
Lot sizebigger than7.64 ac61% of homes89% of homes
Year builtnewer than191216% of homes8% of homes

About 18324 R45 Hwy

How much is 18324 R45 Hwy, Saint Charles, IA worth?

The TopHap Estimate for 18324 R45 Hwy, Saint Charles, IA is $378,781 as of Jul 14, 2026. The likely range is $336,941 to $420,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18324 R45 Hwy, Saint Charles, IA last sell?

18324 R45 Hwy, Saint Charles, IA last sold on Aug 26, 2019 for $315,000, according to the county's recorded deed.

How big is 18324 R45 Hwy, Saint Charles, IA?

18324 R45 Hwy, Saint Charles, IA has 3 bedrooms, 3 bathrooms, 2,021 square feet of living space and a 7.64-acre lot.

When was 18324 R45 Hwy, Saint Charles, IA built?

18324 R45 Hwy, Saint Charles, IA was built in 1912, making it 114 years old. The building has 1 story.

What schools serve 18324 R45 Hwy, Saint Charles, IA?

18324 R45 Hwy, Saint Charles, IA is assigned to Interstate 35 Elementary School (elementary), rated B+; Interstate 35 Secondary School (middle), rated B. All sit in Interstate 35 Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18324 R45 Hwy, Saint Charles, IA compare to other homes in Saint Charles 50240?

Among the 1,031 homes in Saint Charles 50240, it is worth more than 53% of them ($378,781 against a typical $367,365), its price per square foot is higher than 29% of them ($187 against a typical $239), it is bigger than 78% of them (2,021 ft² against a typical 1,582 ft²), its lot is bigger than 61% of them (7.64 ac against a typical 4.83 ac) and it is newer than 16% of them (1912 against a typical 1988). Measured against all of Warren County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18324 R45 Hwy, Saint Charles, IA?

The 2024 property tax bill for 18324 R45 Hwy, Saint Charles, IA was $3,074. The county assessed it at $256,800.

Closest homes

More homes in Saint Charles 50240

Assigned schools

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