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Rural ResidenceResidential
$1,055,689$785 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

18386 FM 981

BLUE RIDGE, TX 75424
3
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
109.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$798K low$1.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$382 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,833,048 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,638,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,048
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,024,253
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,833,048

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCollin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.109.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 624 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Leonard Elementary SchoolB+
Elementary · Grades PK–3 · 5.0 mi
M
Leonard Jr High SchoolA-
Middle · Grades 6–8 · 5.2 mi
H
Leonard High SchoolB-
High · Grades 9–12 · 5.2 mi

District: Leonard Independent School District

Neighborhood · ZIP 75424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,147
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,652
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18386 Fm 981 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Collin County
  • Among the highest price per square foot in Collin County
  • Smaller than 94% of homes in Collin County
  • Among the largest lots in Collin County
  • Older than 85% of homes in Collin County

What homes are worth in Blue Ridge 75424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$1.9M

This home is worth more than 89% of homes in Blue Ridge 75424.

How it measures up in Blue Ridge 75424

The dot is this home. The mark in the middle is the typical home in Blue Ridge 75424.

Estimated value$1,055,689
CheaperTypical $472,630Pricier

Pricier than 89% of homes nearby

Price per ft²$785
CheaperTypical $231Pricier

Pricier than 98% of homes nearby

Living area1,344 ft²
SmallerTypical 1,798 ft²Bigger

Bigger than 25% of homes nearby

Lot size109.2 ac
SmallerTypical 2 acBigger

Bigger than almost all homes nearby

Year built1984
OlderTypical 2002Newer

Newer than 25% of homes nearby

How 18386 Fm 981 ranks against every home in each area.
MeasureThis homeBlue Ridge 75424Collin County
Estimated valuepricier than$1,055,68989% of homes94% of homes
Price per ft²pricier than$78598% of homesalmost all homes
Living areabigger than1,344 ft²25% of homes6% of homes
Lot sizebigger than109.2 acalmost all homesalmost all homes
Year builtnewer than198425% of homes15% of homes

About 18386 Fm 981

How much is 18386 Fm 981, Blue Ridge, TX worth?

The TopHap Estimate for 18386 Fm 981, Blue Ridge, TX is $1,055,689 as of Aug 30, 2026. The likely range is $798,468 to $1,312,910. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18386 Fm 981, Blue Ridge, TX last sell?

18386 Fm 981, Blue Ridge, TX last sold on Oct 24, 2012, according to the county's recorded deed.

How big is 18386 Fm 981, Blue Ridge, TX?

18386 Fm 981, Blue Ridge, TX has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 109.20-acre lot.

When was 18386 Fm 981, Blue Ridge, TX built?

18386 Fm 981, Blue Ridge, TX was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 18386 Fm 981, Blue Ridge, TX?

18386 Fm 981, Blue Ridge, TX is assigned to Leonard Elementary School (elementary), rated B+; Leonard Jr High School (middle), rated A-; Leonard High School (high), rated B-. All sit in Leonard Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18386 Fm 981, Blue Ridge, TX compare to other homes in Blue Ridge 75424?

Among the 2,151 homes in Blue Ridge 75424, it is worth more than 89% of them ($1,055,689 against a typical $472,630), its price per square foot is higher than 98% of them ($785 against a typical $231), it is bigger than 25% of them (1,344 ft² against a typical 1,798 ft²), its lot is bigger than almost all of them (109.2 ac against a typical 2 ac) and it is newer than 25% of them (1984 against a typical 2002). Measured against all of Collin County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18386 Fm 981, Blue Ridge, TX?

The 2024 property tax bill for 18386 Fm 981, Blue Ridge, TX was $382. The county assessed it at $1,833,048.

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