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Single Family ResidentialResidential
$529,655$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $52,000 on Apr 5, 2021

184 ROCK RIDGE RD

LAKE LURE, NC 28746
3
Beds
2
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$530K
$493K low$567K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,000 · Apr 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$529,655
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$423,724

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,552 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$429,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$325,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$429,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$429,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.5.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Rutherford County Schools

Neighborhood · ZIP 28746These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,303
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

184 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Rutherford County
  • Costs more per square foot than 89% of homes in Rutherford County
  • Has a bigger lot than 91% of homes in Lake Lure 28746
  • Newer than 98% of homes in Rutherford County

What homes are worth in Lake Lure 28746

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$1.9M

This home is worth more than 42% of homes in Lake Lure 28746.

How it measures up in Lake Lure 28746

The dot is this home. The mark in the middle is the typical home in Lake Lure 28746.

Estimated value$529,655
CheaperTypical $581,977Pricier

Pricier than 42% of homes nearby

Price per ft²$340
CheaperTypical $382Pricier

Pricier than 38% of homes nearby

Living area1,560 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 56% of homes nearby

Lot size5 ac
SmallerTypical 0.78 acBigger

Bigger than 91% of homes nearby

Year built2022
OlderTypical 1995Newer

Newer than 97% of homes nearby

How 184 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeLake Lure 28746Rutherford County
Estimated valuepricier than$529,65542% of homes87% of homes
Price per ft²pricier than$34038% of homes89% of homes
Living areabigger than1,560 ft²56% of homes59% of homes
Lot sizebigger than5 ac91% of homes83% of homes
Year builtnewer than202297% of homes98% of homes

About 184 Rock Ridge Rd

How much is 184 Rock Ridge Rd, Lake Lure, NC worth?

The TopHap Estimate for 184 Rock Ridge Rd, Lake Lure, NC is $529,655 as of Jun 23, 2026. The likely range is $492,579 to $566,730. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 184 Rock Ridge Rd, Lake Lure, NC last sell?

184 Rock Ridge Rd, Lake Lure, NC last sold on Apr 5, 2021 for $52,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 184 Rock Ridge Rd, Lake Lure, NC?

184 Rock Ridge Rd, Lake Lure, NC has 3 bedrooms, 2 bathrooms, 1,560 square feet of living space and a 5.00-acre lot.

When was 184 Rock Ridge Rd, Lake Lure, NC built?

184 Rock Ridge Rd, Lake Lure, NC was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 184 Rock Ridge Rd, Lake Lure, NC?

184 Rock Ridge Rd, Lake Lure, NC is assigned to Pinnacle Elementary School (elementary), rated C; R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 184 Rock Ridge Rd, Lake Lure, NC compare to other homes in Lake Lure 28746?

Among the 3,230 homes in Lake Lure 28746, it is worth more than 42% of them ($529,655 against a typical $581,977), its price per square foot is higher than 38% of them ($340 against a typical $382), it is bigger than 56% of them (1,560 ft² against a typical 1,456 ft²), its lot is bigger than 91% of them (5 ac against a typical 0.78 ac) and it is newer than 97% of them (2022 against a typical 1995). Measured against all of Rutherford County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 184 Rock Ridge Rd, Lake Lure, NC?

The 2025 property tax bill for 184 Rock Ridge Rd, Lake Lure, NC was $2,552. The county assessed it at $429,900.

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See this home in context

Open 184 Rock Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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