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Single Family ResidenceResidential
$366,996$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $365,000 on Sep 28, 2020

18494 COUNTY 40

PARK RAPIDS, MN 56470
4
Beds
1 / 1
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$367K
$334K low$400K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$365,000 · Sep 28, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$74,996
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$59,997
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,000
CAPITAL CREDIT UNION · P · recorded Sep 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,214 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$509,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$153,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$355,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$449,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$509,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUBBARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.14.66
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Park Rapids High SchoolC+
High · Grades 9–12 · 7.1 mi
E
Park Rapids Century Elementary SchoolB+
Elementary · Grades PK–4 · 7.2 mi
M
Park Rapids Century Middle SchoolD
Middle · Grades 5–8 · 7.2 mi

District: Park Rapids Public School District

Neighborhood · ZIP 56470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,238
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,376
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,690
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18494 County 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Hubbard County
  • Bigger than 76% of homes in Hubbard County
  • Has a bigger lot than 89% of homes in Park Rapids 56470
  • Newer than 69% of homes in Park Rapids 56470

What homes are worth in Park Rapids 56470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$876K

This home is worth more than 77% of homes in Park Rapids 56470.

How it measures up in Park Rapids 56470

The dot is this home. The mark in the middle is the typical home in Park Rapids 56470.

Estimated value$366,996
CheaperTypical $237,719Pricier

Pricier than 77% of homes nearby

Price per ft²$229
CheaperTypical $197Pricier

Pricier than 61% of homes nearby

Living area1,600 ft²
SmallerTypical 1,256 ft²Bigger

Bigger than 74% of homes nearby

Lot size14.66 ac
SmallerTypical 1.36 acBigger

Bigger than 89% of homes nearby

Year built1997
OlderTypical 1980Newer

Newer than 69% of homes nearby

How 18494 County 40 ranks against every home in each area.
MeasureThis homePark Rapids 56470Hubbard County
Estimated valuepricier than$366,99677% of homes78% of homes
Price per ft²pricier than$22961% of homes59% of homes
Living areabigger than1,600 ft²74% of homes76% of homes
Lot sizebigger than14.66 ac89% of homes85% of homes
Year builtnewer than199769% of homes67% of homes

About 18494 County 40

How much is 18494 County 40, Park Rapids, MN worth?

The TopHap Estimate for 18494 County 40, Park Rapids, MN is $366,996 as of Jul 14, 2026. The likely range is $334,145 to $399,847. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18494 County 40, Park Rapids, MN last sell?

18494 County 40, Park Rapids, MN last sold on Sep 28, 2020 for $365,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 18494 County 40, Park Rapids, MN?

18494 County 40, Park Rapids, MN has 4 bedrooms, 1 bathrooms, 1,600 square feet of living space and a 14.66-acre lot.

When was 18494 County 40, Park Rapids, MN built?

18494 County 40, Park Rapids, MN was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 18494 County 40, Park Rapids, MN?

18494 County 40, Park Rapids, MN is assigned to Park Rapids High School (high), rated C+; Park Rapids Century Elementary School (elementary), rated B+; Park Rapids Century Middle School (middle), rated D. All sit in Park Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18494 County 40, Park Rapids, MN compare to other homes in Park Rapids 56470?

Among the 8,719 homes in Park Rapids 56470, it is worth more than 77% of them ($366,996 against a typical $237,719), its price per square foot is higher than 61% of them ($229 against a typical $197), it is bigger than 74% of them (1,600 ft² against a typical 1,256 ft²), its lot is bigger than 89% of them (14.66 ac against a typical 1.36 ac) and it is newer than 69% of them (1997 against a typical 1980). Measured against all of Hubbard County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18494 County 40, Park Rapids, MN?

The 2025 property tax bill for 18494 County 40, Park Rapids, MN was $3,214. The county assessed it at $509,300.

More homes on County 40

Closest homes

More homes in Park Rapids 56470

Assigned schools

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