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Single Family ResidenceResidential
$120,387$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

185 ROUTE 20

CHESTER, MA 01011
3
Beds
1
Baths
1,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$120K
$102K low$138K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,728 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,740

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Stone
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chester Elementary SchoolB+
Elementary · Grades PK–5 · 1.3 mi
M
Gateway Regional Middle SchoolD+
Middle · Grades 6–8 · 6.2 mi
H
Gateway Regional High SchoolC
High · Grades 9–12 · 6.2 mi

District: Gateway School District

Neighborhood · ZIP 01011These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,225
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,695
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,066
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

185 Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Hampden County
  • Costs less per square foot than 98% of homes in Hampden County
  • Smaller than 86% of homes in Chester 01011
  • Has a smaller lot than 90% of homes in Chester 01011
  • Older than 98% of homes in Hampden County

What homes are worth in Chester 01011

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$685K

This home is worth more than 3% of homes in Chester 01011.

How it measures up in Chester 01011

The dot is this home. The mark in the middle is the typical home in Chester 01011.

Estimated value$120,387
CheaperTypical $274,850Pricier

Pricier than 3% of homes nearby

Price per ft²$118
CheaperTypical $195Pricier

Pricier than 12% of homes nearby

Living area1,016 ft²
SmallerTypical 1,576 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.25 ac
SmallerTypical 2.7 acBigger

Bigger than 10% of homes nearby

Year built1880
OlderTypical 1950Newer

Newer than 17% of homes nearby

How 185 Route 20 ranks against every home in each area.
MeasureThis homeChester 01011Hampden County
Estimated valuepricier than$120,3873% of homesalmost no homes
Price per ft²pricier than$11812% of homes2% of homes
Living areabigger than1,016 ft²14% of homes15% of homes
Lot sizebigger than0.25 ac10% of homes42% of homes
Year builtnewer than188017% of homes2% of homes

About 185 Route 20

How much is 185 Route 20, Chester, MA worth?

The TopHap Estimate for 185 Route 20, Chester, MA is $120,387 as of Sep 24, 2026. The likely range is $102,319 to $138,455. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 185 Route 20, Chester, MA last sell?

185 Route 20, Chester, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 185 Route 20, Chester, MA?

185 Route 20, Chester, MA has 3 bedrooms, 1 bathrooms, 1,016 square feet of living space and a 0.25-acre lot.

When was 185 Route 20, Chester, MA built?

185 Route 20, Chester, MA was built in 1880, making it 146 years old. It is a conventional home. The building has 2 stories.

What schools serve 185 Route 20, Chester, MA?

185 Route 20, Chester, MA is assigned to Chester Elementary School (elementary), rated B+; Gateway Regional Middle School (middle), rated D+; Gateway Regional High School (high), rated C. All sit in Gateway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 185 Route 20, Chester, MA compare to other homes in Chester 01011?

Among the 600 homes in Chester 01011, it is worth more than 3% of them ($120,387 against a typical $274,850), its price per square foot is higher than 12% of them ($118 against a typical $195), it is bigger than 14% of them (1,016 ft² against a typical 1,576 ft²), its lot is bigger than 10% of them (0.25 ac against a typical 2.7 ac) and it is newer than 17% of them (1880 against a typical 1950). Measured against all of Hampden County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 185 Route 20, Chester, MA?

The 2025 property tax bill for 185 Route 20, Chester, MA was $1,728. The county assessed it at $95,700.

More homes on Route 20

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Assigned schools

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