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Single Family ResidentialResidential
$93,710$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

186 CALIFORNIA ST

SPINDALE, NC 28160
2
Beds
1
Baths
879 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$94K
$65K low$123K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,351 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRUTHERFORD
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spindale Elementary SchoolC-
Elementary · Grades PK–5 · 0.7 mi
H
Rutherford Early College High SchoolA-
High · Grades 9–12 · 1.4 mi
M
R-S Middle SchoolC+
Middle · Grades 6–8 · 1.4 mi

District: Rutherford County Schools

Neighborhood · ZIP 28160These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.616 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,126
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,287
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 California St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Rutherford County
  • Costs less per square foot than 79% of homes in Rutherford County
  • Smaller than 93% of homes in Rutherford County
  • Has a smaller lot than 91% of homes in Rutherford County
  • Newer than 83% of homes in Spindale 28160

What homes are worth in Spindale 28160

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$388K

This home is worth more than 26% of homes in Spindale 28160.

How it measures up in Spindale 28160

The dot is this home. The mark in the middle is the typical home in Spindale 28160.

Estimated value$93,710
CheaperTypical $133,051Pricier

Pricier than 26% of homes nearby

Price per ft²$107
CheaperTypical $110Pricier

Pricier than 47% of homes nearby

Living area879 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.26 ac
SmallerTypical 0.34 acBigger

Bigger than 34% of homes nearby

Year built1977
OlderTypical 1950Newer

Newer than 83% of homes nearby

How 186 California St ranks against every home in each area.
MeasureThis homeSpindale 28160Rutherford County
Estimated valuepricier than$93,71026% of homes10% of homes
Price per ft²pricier than$10747% of homes21% of homes
Living areabigger than879 ft²14% of homes7% of homes
Lot sizebigger than0.26 ac34% of homes9% of homes
Year builtnewer than197783% of homes50% of homes

About 186 California St

How much is 186 California St, Spindale, NC worth?

The TopHap Estimate for 186 California St, Spindale, NC is $93,710 as of Oct 21, 2026. The likely range is $64,864 to $122,556. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 California St, Spindale, NC last sell?

186 California St, Spindale, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 186 California St, Spindale, NC?

186 California St, Spindale, NC has 2 bedrooms, 1 bathrooms, 879 square feet of living space and a 0.26-acre lot.

When was 186 California St, Spindale, NC built?

186 California St, Spindale, NC was built in 1977, making it 49 years old. It is a ranch home. The building has 1 story.

What schools serve 186 California St, Spindale, NC?

186 California St, Spindale, NC is assigned to Spindale Elementary School (elementary), rated C-; Rutherford Early College High School (high), rated A-; R-S Middle School (middle), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 California St, Spindale, NC compare to other homes in Spindale 28160?

Among the 1,585 homes in Spindale 28160, it is worth more than 26% of them ($93,710 against a typical $133,051), its price per square foot is higher than 47% of them ($107 against a typical $110), it is bigger than 14% of them (879 ft² against a typical 1,196 ft²), its lot is bigger than 34% of them (0.26 ac against a typical 0.34 ac) and it is newer than 83% of them (1977 against a typical 1950). Measured against all of Rutherford County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 California St, Spindale, NC?

The 2025 property tax bill for 186 California St, Spindale, NC was $1,351. The county assessed it at $98,600.

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