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CondominiumResidential
$693,611$315 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $276,000 on Aug 29, 2012

186 CHARLES ST

WALTHAM, MA 02453
Building report
2
Beds
1.5
Baths
2,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$694K
$619K low$768K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$276,000 · Aug 29, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,391 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$619,300 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$619,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$611,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$594,605

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMIDDLESEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
William F. Stanley Elementary SchoolC
Elementary · Grades KG–5 · 0.6 mi
M
John W. McDevitt Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
H
Waltham Sr High SchoolD+
High · Grades 9–12 · 1.7 mi

District: Waltham School District

Neighborhood · ZIP 02453These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.32,080
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,464 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,981
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,606
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Waltham 02453
  • Costs less per square foot than 96% of homes in Bank Square
  • Has a bigger lot than 89% of homes in Waltham 02453
  • Newer than 87% of homes in Waltham 02453

What homes are worth in Waltham 02453

Each bar is how many homes fall in that price range. The marker is this home.

This home
$342K$1.3M

This home is worth more than 29% of homes in Waltham 02453.

How it measures up in Waltham 02453

The dot is this home. The mark in the middle is the typical home in Waltham 02453.

Estimated value$693,611
CheaperTypical $788,068Pricier

Pricier than 29% of homes nearby

Price per ft²$315
CheaperTypical $493Pricier

Pricier than 4% of homes nearby

Living area2,200 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.28 ac
SmallerTypical 0.15 acBigger

Bigger than 89% of homes nearby

Year built1987
OlderTypical 1930Newer

Newer than 87% of homes nearby

How 186 Charles St ranks against every home in each area.
MeasureThis homeBank SquareWaltham 02453Middlesex County
Estimated valuepricier than$693,61147% of homes29% of homes39% of homes
Price per ft²pricier than$3154% of homes4% of homes12% of homes
Living areabigger than2,200 ft²60% of homes63% of homes64% of homes
Lot sizebigger than0.28 ac87% of homes89% of homes46% of homes
Year builtnewer than198781% of homes87% of homes79% of homes

About 186 Charles St

How much is 186 Charles St, Waltham, MA worth?

The TopHap Estimate for 186 Charles St, Waltham, MA is $693,611 as of Oct 21, 2026. The likely range is $618,942 to $768,280. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Charles St, Waltham, MA last sell?

186 Charles St, Waltham, MA last sold on Aug 29, 2012 for $276,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 186 Charles St, Waltham, MA?

186 Charles St, Waltham, MA has 2 bedrooms, 1.5 bathrooms and 2,200 square feet of living space.

When was 186 Charles St, Waltham, MA built?

186 Charles St, Waltham, MA was built in 1987, making it 39 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 186 Charles St, Waltham, MA?

186 Charles St, Waltham, MA is assigned to William F. Stanley Elementary School (elementary), rated C; John W. McDevitt Middle School (middle), rated C; Waltham Sr High School (high), rated D+. All sit in Waltham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Charles St, Waltham, MA compare to other homes in Waltham 02453?

Among the 6,296 homes in Waltham 02453, it is worth more than 29% of them ($693,611 against a typical $788,068), its price per square foot is higher than 4% of them ($315 against a typical $493), it is bigger than 63% of them (2,200 ft² against a typical 1,872 ft²), its lot is bigger than 89% of them (0.28 ac against a typical 0.15 ac) and it is newer than 87% of them (1987 against a typical 1930). Measured against all of Middlesex County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Charles St, Waltham, MA?

The 2026 property tax bill for 186 Charles St, Waltham, MA was $6,391. The county assessed it at $619,300.

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