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Single Family ResidenceResidential
$886,800$592 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

186 COMMERCIAL ST

BOOTHBAY HARBOR, ME 04538
3
Beds
1.5
Baths
1,498 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$887K
$618K low$1.2M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$768,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$538,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$229,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Boothbay Region High SchoolB-
High · Grades 9–12 · 1.0 mi
E
Boothbay Region Elementary SchoolB
Elementary · Grades PK–8 · 1.1 mi

District: Boothbay-Boothbay Harbor Community School District

Neighborhood · ZIP 04538These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.183
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.53%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,877
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.241 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,283
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,052
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Lincoln County
  • Costs more per square foot than 86% of homes in Boothbay Harbor
  • Among the smallest lots in Lincoln County
  • Among the newest homes in Boothbay Harbor

What homes are worth in Boothbay Harbor 04538

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$1.8M

This home is worth more than 81% of homes in Boothbay Harbor 04538.

How it measures up in Boothbay Harbor 04538

The dot is this home. The mark in the middle is the typical home in Boothbay Harbor 04538.

Estimated value$886,800
CheaperTypical $576,464Pricier

Pricier than 81% of homes nearby

Price per ft²$592
CheaperTypical $400Pricier

Pricier than 82% of homes nearby

Living area1,498 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.12 ac
SmallerTypical 0.48 acBigger

Bigger than 4% of homes nearby

Year built2014
OlderTypical 1950Newer

Newer than almost all homes nearby

How 186 Commercial St ranks against every home in each area.
MeasureThis homeBoothbay HarborBoothbay Harbor 04538Lincoln County
Estimated valuepricier than$886,80086% of homes81% of homes90% of homes
Price per ft²pricier than$59286% of homes82% of homes82% of homes
Living areabigger than1,498 ft²58% of homes55% of homes63% of homes
Lot sizebigger than0.12 ac6% of homes4% of homesalmost no homes
Year builtnewer than2014almost all homesalmost all homes96% of homes

About 186 Commercial St

How much is 186 Commercial St, Boothbay Harbor, ME worth?

The TopHap Estimate for 186 Commercial St, Boothbay Harbor, ME is $886,800 as of Sep 24, 2026. The likely range is $618,064 to $1,155,536. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Commercial St, Boothbay Harbor, ME last sell?

186 Commercial St, Boothbay Harbor, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 186 Commercial St, Boothbay Harbor, ME?

186 Commercial St, Boothbay Harbor, ME has 3 bedrooms, 1.5 bathrooms, 1,498 square feet of living space and a 0.12-acre lot.

When was 186 Commercial St, Boothbay Harbor, ME built?

186 Commercial St, Boothbay Harbor, ME was built in 2014, making it 12 years old. It is a cape cod home. The building has 1 story.

What schools serve 186 Commercial St, Boothbay Harbor, ME?

186 Commercial St, Boothbay Harbor, ME is assigned to Boothbay Region High School (high), rated B-; Boothbay Region Elementary School (elementary), rated B. All sit in Boothbay-Boothbay Harbor Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Commercial St, Boothbay Harbor, ME compare to other homes in Boothbay Harbor 04538?

Among the 1,733 homes in Boothbay Harbor 04538, it is worth more than 81% of them ($886,800 against a typical $576,464), its price per square foot is higher than 82% of them ($592 against a typical $400), it is bigger than 55% of them (1,498 ft² against a typical 1,420 ft²), its lot is bigger than 4% of them (0.12 ac against a typical 0.48 ac) and it is newer than almost all of them (2014 against a typical 1950). Measured against all of Lincoln County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Commercial St, Boothbay Harbor, ME?

The 2025 property tax bill for 186 Commercial St, Boothbay Harbor, ME was $7,642. The county assessed it at $768,000.

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