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Rural ResidenceResidential
$383,821$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

186 COUNTY ROUTE 404

WESTERLO, NY 12193
3
Beds
1
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
41.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$384K
$351K low$417K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$338,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyAlbany
Lot (acres)The size of the land the home sits on, from county records.41.13
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Greenville High SchoolC
High · Grades 9–12 · 5.2 mi
E
Scott M Ellis Elementary SchoolB-
Elementary · Grades PK–5 · 5.2 mi
M
Greenville Middle SchoolD+
Middle · Grades 6–8 · 5.2 mi

District: Greenville Central School District

Neighborhood · ZIP 12193These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,233
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,082
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 County Route 404 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Westerlo 12193
  • Costs more per square foot than 85% of homes in Westerlo 12193
  • Smaller than 65% of homes in Albany County
  • Among the largest lots in Albany County
  • Newer than 72% of homes in Albany County

What homes are worth in Westerlo 12193

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$704K

This home is worth more than 74% of homes in Westerlo 12193.

How it measures up in Westerlo 12193

The dot is this home. The mark in the middle is the typical home in Westerlo 12193.

Estimated value$383,821
CheaperTypical $305,882Pricier

Pricier than 74% of homes nearby

Price per ft²$256
CheaperTypical $188Pricier

Pricier than 85% of homes nearby

Living area1,500 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 47% of homes nearby

Lot size41.13 ac
SmallerTypical 5 acBigger

Bigger than 89% of homes nearby

Year built1979
OlderTypical 1975Newer

Newer than 55% of homes nearby

How 186 County Route 404 ranks against every home in each area.
MeasureThis homeWesterlo 12193Albany County
Estimated valuepricier than$383,82174% of homes59% of homes
Price per ft²pricier than$25685% of homes76% of homes
Living areabigger than1,500 ft²47% of homes35% of homes
Lot sizebigger than41.13 ac89% of homesalmost all homes
Year builtnewer than197955% of homes72% of homes

About 186 County Route 404

How much is 186 County Route 404, Westerlo, NY worth?

The TopHap Estimate for 186 County Route 404, Westerlo, NY is $383,821 as of Jul 14, 2026. The likely range is $350,583 to $417,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 County Route 404, Westerlo, NY last sell?

186 County Route 404, Westerlo, NY last sold on Aug 4, 2021, according to the county's recorded deed.

How big is 186 County Route 404, Westerlo, NY?

186 County Route 404, Westerlo, NY has 3 bedrooms, 1 bathrooms, 1,500 square feet of living space and a 41.13-acre lot.

When was 186 County Route 404, Westerlo, NY built?

186 County Route 404, Westerlo, NY was built in 1979, making it 47 years old. It is a split level home. The building has 2 stories.

What schools serve 186 County Route 404, Westerlo, NY?

186 County Route 404, Westerlo, NY is assigned to Greenville High School (high), rated C; Scott M Ellis Elementary School (elementary), rated B-; Greenville Middle School (middle), rated D+. All sit in Greenville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 County Route 404, Westerlo, NY compare to other homes in Westerlo 12193?

Among the 951 homes in Westerlo 12193, it is worth more than 74% of them ($383,821 against a typical $305,882), its price per square foot is higher than 85% of them ($256 against a typical $188), it is bigger than 47% of them (1,500 ft² against a typical 1,560 ft²), its lot is bigger than 89% of them (41.13 ac against a typical 5 ac) and it is newer than 55% of them (1979 against a typical 1975). Measured against all of Albany County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on County Route 404

Closest homes

More homes in Westerlo 12193

Assigned schools

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See this home in context

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