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Residential (General/Single)Residential
$16,962$29 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 41How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $4,500 on Oct 13, 2011

186 ELM ST

MONTICELLO, KY 42633
0
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$17K
$7K low$27K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$4,500 · Oct 13, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$75 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$7,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyWAYNE
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bell Elementary School
Elementary · Grades 1–2 · 0.8 mi
H
Wayne County High SchoolD
High · Grades 9–12 · 0.9 mi
M
Wayne County Middle SchoolD+
Middle · Grades 6–8 · 1.0 mi

District: Wayne County School District

Neighborhood · ZIP 42633These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,076
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,105
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,307
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Monticello 42633
  • Among the lowest price per square foot in Monticello 42633
  • Smaller than 96% of homes in Monticello 42633
  • Has a smaller lot than 94% of homes in Monticello 42633

What homes are worth in Monticello 42633

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$437K

This home is worth less than almost all homes in Monticello 42633.

How it measures up in Monticello 42633

The dot is this home. The mark in the middle is the typical home in Monticello 42633.

Estimated value$16,962
CheaperTypical $128,249Pricier

Cheaper than almost all homes nearby

Price per ft²$29
CheaperTypical $100Pricier

Cheaper than almost all homes nearby

Living area576 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.23 ac
SmallerTypical 1 acBigger

Bigger than 6% of homes nearby

Year built1970
OlderTypical 1979Newer

Newer than 36% of homes nearby

How 186 Elm St ranks against every home in each area.
MeasureThis homeMonticello 42633
Estimated valuepricier than$16,962almost no homes
Price per ft²pricier than$29almost no homes
Living areabigger than576 ft²4% of homes
Lot sizebigger than0.23 ac6% of homes
Year builtnewer than197036% of homes

About 186 Elm St

How much is 186 Elm St, Monticello, KY worth?

The TopHap Estimate for 186 Elm St, Monticello, KY is $16,962 as of Oct 21, 2026. The likely range is $6,904 to $27,020. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Elm St, Monticello, KY last sell?

186 Elm St, Monticello, KY last sold on Oct 13, 2011 for $4,500, according to the county's recorded deed.

How big is 186 Elm St, Monticello, KY?

186 Elm St, Monticello, KY has 576 square feet of living space and a 0.23-acre lot.

When was 186 Elm St, Monticello, KY built?

186 Elm St, Monticello, KY was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 186 Elm St, Monticello, KY?

186 Elm St, Monticello, KY is assigned to Bell Elementary School (elementary); Wayne County High School (high), rated D; Wayne County Middle School (middle), rated D+. All sit in Wayne County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Elm St, Monticello, KY compare to other homes in Monticello 42633?

Among the 9,411 homes in Monticello 42633, it is worth more than almost none of them ($16,962 against a typical $128,249), its price per square foot is higher than almost none of them ($29 against a typical $100), it is bigger than 4% of them (576 ft² against a typical 1,216 ft²), its lot is bigger than 6% of them (0.23 ac against a typical 1 ac) and it is newer than 36% of them (1970 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Elm St, Monticello, KY?

The 2025 property tax bill for 186 Elm St, Monticello, KY was $75. The county assessed it at $7,500.

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Assigned schools

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