Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
Last sold for $186,500 on Jun 18, 1998

186 LOCUST LN

BASKING RIDGE, NJ 07920
0
Baths
1,357 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
905 ft²
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$186,500 · Jun 18, 1998
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
WACHOVIA BANK NA · recorded Jun 1, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,823 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$541,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$366,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$522,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$541,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.02
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Corner Elementary SchoolA
Elementary · Grades PK–5 · 1.5 mi
M
William Annin Middle SchoolA
Middle · Grades 6–8 · 1.7 mi
H
Ridge High SchoolB+
High · Grades 9–12 · 2.5 mi

District: Bernards Township School District

Neighborhood · ZIP 07920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.20
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.102

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,676
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$170,540
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$228,687
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Locust Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 79% of homes in Basking Ridge 07920
  • Has a smaller lot than 87% of homes in Somerset County
  • Newer than 78% of homes in Somerset County

How it measures up in Basking Ridge 07920

The dot is this home. The mark in the middle is the typical home in Basking Ridge 07920.

Living area1,357 ft²
SmallerTypical 2,134 ft²Bigger

Bigger than 21% of homes nearby

Lot size905 ft²
SmallerTypical 0.32 acBigger

Bigger than 21% of homes nearby

Year built1994
OlderTypical 1986Newer

Newer than 74% of homes nearby

How 186 Locust Ln ranks against every home in each area.
MeasureThis homeBasking Ridge 07920Somerset County
Living areabigger than1,357 ft²21% of homes23% of homes
Lot sizebigger than905 ft²21% of homes13% of homes
Year builtnewer than199474% of homes78% of homes

About 186 Locust Ln

When did 186 Locust Ln, Basking Ridge, NJ last sell?

186 Locust Ln, Basking Ridge, NJ last sold on Jun 18, 1998 for $186,500, according to the county's recorded deed.

How big is 186 Locust Ln, Basking Ridge, NJ?

186 Locust Ln, Basking Ridge, NJ has 1,357 square feet of living space and a 0.02-acre lot.

When was 186 Locust Ln, Basking Ridge, NJ built?

186 Locust Ln, Basking Ridge, NJ was built in 1994, making it 32 years old. It is a modular home.

What schools serve 186 Locust Ln, Basking Ridge, NJ?

186 Locust Ln, Basking Ridge, NJ is assigned to Liberty Corner Elementary School (elementary), rated A; William Annin Middle School (middle), rated A; Ridge High School (high), rated B+. All sit in Bernards Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Locust Ln, Basking Ridge, NJ compare to other homes in Basking Ridge 07920?

Among the 9,639 homes in Basking Ridge 07920, it is bigger than 21% of them (1,357 ft² against a typical 2,134 ft²), its lot is bigger than 21% of them (905 ft² against a typical 0.32 ac) and it is newer than 74% of them (1994 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Locust Ln, Basking Ridge, NJ?

The 2025 property tax bill for 186 Locust Ln, Basking Ridge, NJ was $8,823. The county assessed it at $541,100.

Closest homes

More homes in Basking Ridge 07920

Assigned schools

Explore the area

See this home in context

Open 186 Locust Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map