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Single Family ResidenceResidential
$302,469$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

186 MAIN ST

WEST CREEK, NJ 08092
3
Beds
1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1854
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$302K
$285K low$320K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,320 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$178,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$178,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$178,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.60%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eagleswood Elementary SchoolD+
Elementary · Grades PK–6 · 1.9 mi
M
Passaic Valley Regional Junior High SchoolD+
Middle · Grades 7–9 · 3.1 mi
H
Passaic Valley Regional High SchoolD+
High · Grades 10–12 · 3.2 mi

District: Pinelands Regional School District

Neighborhood · ZIP 08092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,049
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.172 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,021
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Ocean County
  • Costs less per square foot than 98% of homes in Ocean County
  • Has a smaller lot than 82% of homes in West Creek 08092
  • Among the oldest homes in Ocean County

What homes are worth in West Creek 08092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$1.1M

This home is worth more than 11% of homes in West Creek 08092.

How it measures up in West Creek 08092

The dot is this home. The mark in the middle is the typical home in West Creek 08092.

Estimated value$302,469
CheaperTypical $538,405Pricier

Pricier than 11% of homes nearby

Price per ft²$180
CheaperTypical $295Pricier

Pricier than 5% of homes nearby

Living area1,680 ft²
SmallerTypical 1,885 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.25 ac
SmallerTypical 0.48 acBigger

Bigger than 18% of homes nearby

Year built1854
OlderTypical 1988Newer

Newer than 2% of homes nearby

How 186 Main St ranks against every home in each area.
MeasureThis homeWest Creek 08092Ocean County
Estimated valuepricier than$302,46911% of homes9% of homes
Price per ft²pricier than$1805% of homes2% of homes
Living areabigger than1,680 ft²41% of homes54% of homes
Lot sizebigger than0.25 ac18% of homes74% of homes
Year builtnewer than18542% of homesalmost no homes

About 186 Main St

How much is 186 Main St, West Creek, NJ worth?

The TopHap Estimate for 186 Main St, West Creek, NJ is $302,469 as of Sep 24, 2026. The likely range is $284,955 to $319,983. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Main St, West Creek, NJ last sell?

186 Main St, West Creek, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 186 Main St, West Creek, NJ?

186 Main St, West Creek, NJ has 3 bedrooms, 1 bathrooms, 1,680 square feet of living space and a 0.25-acre lot.

When was 186 Main St, West Creek, NJ built?

186 Main St, West Creek, NJ was built in 1854, making it 172 years old. It is a colonial home. The building has 2 stories.

What schools serve 186 Main St, West Creek, NJ?

186 Main St, West Creek, NJ is assigned to Eagleswood Elementary School (elementary), rated D+; Passaic Valley Regional Junior High School (middle), rated D+; Passaic Valley Regional High School (high), rated D+. All sit in Pinelands Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Main St, West Creek, NJ compare to other homes in West Creek 08092?

Among the 1,335 homes in West Creek 08092, it is worth more than 11% of them ($302,469 against a typical $538,405), its price per square foot is higher than 5% of them ($180 against a typical $295), it is bigger than 41% of them (1,680 ft² against a typical 1,885 ft²), its lot is bigger than 18% of them (0.25 ac against a typical 0.48 ac) and it is newer than 2% of them (1854 against a typical 1988). Measured against all of Ocean County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Main St, West Creek, NJ?

The 2025 property tax bill for 186 Main St, West Creek, NJ was $5,320. The county assessed it at $178,100.

More homes on Main St

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Assigned schools

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