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Single Family ResidenceResidential
$318,107$299 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

186 OAK ST

ROCKFORD, MI 49341
3
Beds
1
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$318K
$302K low$334K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,234 (2019)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$133,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$266,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKent
Lot (acres)The size of the land the home sits on, from county records.0.16
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,320 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Rockford Middle SchoolA+
Middle · Grades 6–8 · 0.8 mi
E
Parkside Elementary SchoolA-
Elementary · Grades KG–5 · 0.8 mi
H
Rockford High SchoolA
High · Grades 10–12 · 1.6 mi

District: Rockford Public Schools

Neighborhood · ZIP 49341These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.38,938
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,521
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,089
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Rockford 49341
  • Costs more per square foot than 77% of homes in Kent County
  • Smaller than 88% of homes in Rockford 49341
  • Has a smaller lot than 96% of homes in Rockford 49341
  • Older than 85% of homes in Rockford 49341

What homes are worth in Rockford 49341

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$1.1M

This home is worth more than 12% of homes in Rockford 49341.

How it measures up in Rockford 49341

The dot is this home. The mark in the middle is the typical home in Rockford 49341.

Estimated value$318,107
CheaperTypical $471,550Pricier

Pricier than 12% of homes nearby

Price per ft²$299
CheaperTypical $291Pricier

Pricier than 54% of homes nearby

Living area1,064 ft²
SmallerTypical 1,636 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.16 ac
SmallerTypical 0.93 acBigger

Bigger than 4% of homes nearby

Year built1963
OlderTypical 1995Newer

Newer than 15% of homes nearby

How 186 Oak St ranks against every home in each area.
MeasureThis homeRockford 49341Kent County
Estimated valuepricier than$318,10712% of homes41% of homes
Price per ft²pricier than$29954% of homes77% of homes
Living areabigger than1,064 ft²12% of homes20% of homes
Lot sizebigger than0.16 ac4% of homes27% of homes
Year builtnewer than196315% of homes46% of homes

About 186 Oak St

How much is 186 Oak St, Rockford, MI worth?

The TopHap Estimate for 186 Oak St, Rockford, MI is $318,107 as of Sep 24, 2026. The likely range is $301,849 to $334,365. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 186 Oak St, Rockford, MI?

186 Oak St, Rockford, MI has 3 bedrooms, 1 bathrooms, 1,064 square feet of living space and a 0.16-acre lot.

When was 186 Oak St, Rockford, MI built?

186 Oak St, Rockford, MI was built in 1963, making it 63 years old. It is a ranch home. The building has 1 story.

What schools serve 186 Oak St, Rockford, MI?

186 Oak St, Rockford, MI is assigned to North Rockford Middle School (middle), rated A+; Parkside Elementary School (elementary), rated A-; Rockford High School (high), rated A. All sit in Rockford Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Oak St, Rockford, MI compare to other homes in Rockford 49341?

Among the 14,388 homes in Rockford 49341, it is worth more than 12% of them ($318,107 against a typical $471,550), its price per square foot is higher than 54% of them ($299 against a typical $291), it is bigger than 12% of them (1,064 ft² against a typical 1,636 ft²), its lot is bigger than 4% of them (0.16 ac against a typical 0.93 ac) and it is newer than 15% of them (1963 against a typical 1995). Measured against all of Kent County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Oak St, Rockford, MI?

The 2019 property tax bill for 186 Oak St, Rockford, MI was $2,234. The county assessed it at $133,200.

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