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Single Family ResidenceResidential
$308,781$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $233,000 on Jul 5, 2019

186 PEARL ST

SAINT ALBANS, VT 05478
3
Beds
2
Baths
1,028 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$309K
$285K low$333K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$233,000 · Jul 5, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,311 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$427,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$326,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.54
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Albans City Elementary SchoolD+
Elementary · Grades PK–8 · 0.5 mi
H
Bellows Free AcademyC+
High · Grades 9–12 · 0.9 mi

District: Maple Run Unified School District

Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Saint Albans 05478
  • Costs more per square foot than 84% of homes in Franklin County
  • Smaller than 83% of homes in Saint Albans 05478
  • Has a smaller lot than 69% of homes in Franklin County
  • Newer than 72% of homes in Saint Albans 05478

What homes are worth in Saint Albans 05478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$818K

This home is worth more than 27% of homes in Saint Albans 05478.

How it measures up in Saint Albans 05478

The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.

Estimated value$308,781
CheaperTypical $368,679Pricier

Pricier than 27% of homes nearby

Price per ft²$300
CheaperTypical $239Pricier

Pricier than 81% of homes nearby

Living area1,028 ft²
SmallerTypical 1,491 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.54 ac
SmallerTypical 0.5 acBigger

Bigger than 53% of homes nearby

Year built1989
OlderTypical 1972Newer

Newer than 72% of homes nearby

How 186 Pearl St ranks against every home in each area.
MeasureThis homeSaint Albans 05478Franklin County
Estimated valuepricier than$308,78127% of homes35% of homes
Price per ft²pricier than$30081% of homes84% of homes
Living areabigger than1,028 ft²17% of homes19% of homes
Lot sizebigger than0.54 ac53% of homes31% of homes
Year builtnewer than198972% of homes64% of homes

About 186 Pearl St

How much is 186 Pearl St, Saint Albans, VT worth?

The TopHap Estimate for 186 Pearl St, Saint Albans, VT is $308,781 as of Aug 30, 2026. The likely range is $285,031 to $332,531. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Pearl St, Saint Albans, VT last sell?

186 Pearl St, Saint Albans, VT last sold on Jul 5, 2019 for $233,000, according to the county's recorded deed.

How big is 186 Pearl St, Saint Albans, VT?

186 Pearl St, Saint Albans, VT has 3 bedrooms, 2 bathrooms, 1,028 square feet of living space and a 0.54-acre lot.

When was 186 Pearl St, Saint Albans, VT built?

186 Pearl St, Saint Albans, VT was built in 1989, making it 37 years old. It is a bi-level home.

What schools serve 186 Pearl St, Saint Albans, VT?

186 Pearl St, Saint Albans, VT is assigned to St. Albans City Elementary School (elementary), rated D+; Bellows Free Academy (high), rated C+. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Pearl St, Saint Albans, VT compare to other homes in Saint Albans 05478?

Among the 5,689 homes in Saint Albans 05478, it is worth more than 27% of them ($308,781 against a typical $368,679), its price per square foot is higher than 81% of them ($300 against a typical $239), it is bigger than 17% of them (1,028 ft² against a typical 1,491 ft²), its lot is bigger than 53% of them (0.54 ac against a typical 0.5 ac) and it is newer than 72% of them (1989 against a typical 1972). Measured against all of Franklin County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Pearl St, Saint Albans, VT?

The 2025 property tax bill for 186 Pearl St, Saint Albans, VT was $5,311. The county assessed it at $427,100.

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