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Single Family ResidenceResidential
$363,820$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $204,500 on Mar 16, 2017

186 RIVER HOLW

SPOKANE, MO 65754
3
Beds
1
Baths
1,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.7 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.

Valuation

$364K
$352K low$375K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$204,500 · Mar 16, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$200,184
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,147
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,636
PRIMELENDING · recorded Mar 16, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,865 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,530 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$197,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
57
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHRISTIAN
Lot (acres)The size of the land the home sits on, from county records.3.70
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spokane Middle SchoolC
Middle · Grades 6–8 · 0.4 mi
H
Spokane High SchoolD-
High · Grades 9–12 · 0.4 mi
E
Highlandville Elementary SchoolB
Elementary · Grades PK–5 · 4.5 mi

District: Spokane R-Vii School District

Neighborhood · ZIP 65754These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,332
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,206
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 River Holw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Christian County
  • Smaller than 77% of homes in Christian County
  • Has a bigger lot than 78% of homes in Christian County
  • Newer than 86% of homes in Spokane 65754

What homes are worth in Spokane 65754

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.2M

This home is worth more than 58% of homes in Spokane 65754.

How it measures up in Spokane 65754

The dot is this home. The mark in the middle is the typical home in Spokane 65754.

Estimated value$363,820
CheaperTypical $344,064Pricier

Pricier than 58% of homes nearby

Price per ft²$246
CheaperTypical $180Pricier

Pricier than 77% of homes nearby

Living area1,476 ft²
SmallerTypical 1,850 ft²Bigger

Bigger than 31% of homes nearby

Lot size3.7 ac
SmallerTypical 3.68 acBigger

Bigger than 52% of homes nearby

Year built2007
OlderTypical 1997Newer

Newer than 86% of homes nearby

How 186 River Holw ranks against every home in each area.
MeasureThis homeSpokane 65754Christian County
Estimated valuepricier than$363,82058% of homes56% of homes
Price per ft²pricier than$24677% of homes87% of homes
Living areabigger than1,476 ft²31% of homes23% of homes
Lot sizebigger than3.7 ac52% of homes78% of homes
Year builtnewer than200786% of homes82% of homes

About 186 River Holw

How much is 186 River Holw, Spokane, MO worth?

The TopHap Estimate for 186 River Holw, Spokane, MO is $363,820 as of Jul 14, 2026. The likely range is $352,473 to $375,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 River Holw, Spokane, MO last sell?

186 River Holw, Spokane, MO last sold on Mar 16, 2017 for $204,500, according to the county's recorded deed.

How big is 186 River Holw, Spokane, MO?

186 River Holw, Spokane, MO has 3 bedrooms, 1 bathrooms, 1,476 square feet of living space and a 3.70-acre lot.

When was 186 River Holw, Spokane, MO built?

186 River Holw, Spokane, MO was built in 2007, making it 19 years old.

What schools serve 186 River Holw, Spokane, MO?

186 River Holw, Spokane, MO is assigned to Spokane Middle School (middle), rated C; Spokane High School (high), rated D-; Highlandville Elementary School (elementary), rated B. All sit in Spokane R-Vii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 River Holw, Spokane, MO compare to other homes in Spokane 65754?

Among the 359 homes in Spokane 65754, it is worth more than 58% of them ($363,820 against a typical $344,064), its price per square foot is higher than 77% of them ($246 against a typical $180), it is bigger than 31% of them (1,476 ft² against a typical 1,850 ft²), its lot is bigger than 52% of them (3.7 ac against a typical 3.68 ac) and it is newer than 86% of them (2007 against a typical 1997). Measured against all of Christian County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 River Holw, Spokane, MO?

The 2025 property tax bill for 186 River Holw, Spokane, MO was $1,865. The county assessed it at $37,530.

Closest homes

More homes in Spokane 65754

Assigned schools

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