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Single Family ResidenceResidential
$430,689$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

186 STATE ROUTE 981

ROSTRAVER TOWNSHIP, PA 15012
0
Baths
2,284 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$431K
$373K low$488K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$430,689
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$344,551

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,298 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,850 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$36,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWESTMORELAND
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rostraver Elementary SchoolB+
Elementary · Grades KG–6 · 3.2 mi
H
Belle Vernon Area High SchoolC+
High · Grades 9–12 · 3.3 mi
M
Belle Vernon Area Middle SchoolC+
Middle · Grades 7–8 · 4.5 mi

District: Belle Vernon Area School District

Neighborhood · ZIP 15012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.15,021
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.447 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,177
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,902
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 State Route 981 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Belle Vernon 15012
  • Costs more per square foot than 71% of homes in Belle Vernon 15012
  • Bigger than 82% of homes in Belle Vernon 15012
  • Has a bigger lot than 82% of homes in Belle Vernon 15012
  • Among the newest homes in Westmoreland County

What homes are worth in Belle Vernon 15012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$654K

This home is worth more than 88% of homes in Belle Vernon 15012.

How it measures up in Belle Vernon 15012

The dot is this home. The mark in the middle is the typical home in Belle Vernon 15012.

Estimated value$430,689
CheaperTypical $198,968Pricier

Pricier than 88% of homes nearby

Price per ft²$189
CheaperTypical $150Pricier

Pricier than 71% of homes nearby

Living area2,284 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 82% of homes nearby

Lot size1 ac
SmallerTypical 0.3 acBigger

Bigger than 82% of homes nearby

Year built2024
OlderTypical 1962Newer

Newer than almost all homes nearby

How 186 State Route 981 ranks against every home in each area.
MeasureThis homeBelle Vernon 15012Westmoreland County
Estimated valuepricier than$430,68988% of homes88% of homes
Price per ft²pricier than$18971% of homes56% of homes
Living areabigger than2,284 ft²82% of homes79% of homes
Lot sizebigger than1 ac82% of homes80% of homes
Year builtnewer than2024almost all homesalmost all homes

About 186 State Route 981

How much is 186 State Route 981, Rostraver Township, PA worth?

The TopHap Estimate for 186 State Route 981, Rostraver Township, PA is $430,689 as of Jul 14, 2026. The likely range is $373,170 to $488,208. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 State Route 981, Rostraver Township, PA last sell?

186 State Route 981, Rostraver Township, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 186 State Route 981, Rostraver Township, PA?

186 State Route 981, Rostraver Township, PA has 2,284 square feet of living space and a 1.00-acre lot.

When was 186 State Route 981, Rostraver Township, PA built?

186 State Route 981, Rostraver Township, PA was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 186 State Route 981, Rostraver Township, PA?

186 State Route 981, Rostraver Township, PA is assigned to Rostraver Elementary School (elementary), rated B+; Belle Vernon Area High School (high), rated C+; Belle Vernon Area Middle School (middle), rated C+. All sit in Belle Vernon Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 State Route 981, Rostraver Township, PA compare to other homes in Belle Vernon 15012?

Among the 6,927 homes in Belle Vernon 15012, it is worth more than 88% of them ($430,689 against a typical $198,968), its price per square foot is higher than 71% of them ($189 against a typical $150), it is bigger than 82% of them (2,284 ft² against a typical 1,456 ft²), its lot is bigger than 82% of them (1 ac against a typical 0.3 ac) and it is newer than almost all of them (2024 against a typical 1962). Measured against all of Westmoreland County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 State Route 981, Rostraver Township, PA?

The 2026 property tax bill for 186 State Route 981, Rostraver Township, PA was $5,298. The county assessed it at $36,850.

Closest homes

More homes in Rostraver Township 15012

Assigned schools

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