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Rural ResidenceResidential
$437,225$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $435,000 on Apr 1, 2026

18603 SADDLEBACK RIDGE LOOP

COTTONWOOD, CA 96022
3
Beds
2.5
Baths
1,866 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$437K
$423K low$451K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$435,000 · Apr 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,616 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$263,441 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$214,711
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$258,276

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyTEHAMA
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Evergreen Middle SchoolC+
Middle · Grades 5–8 · 3.1 mi
E
Evergreen Elementary SchoolB+
Elementary · Grades KG–4 · 3.2 mi
H
Red Bluff High SchoolB-
High · Grades 9–12 · 10.8 mi

District: Evergreen Union Elementary School District

Neighborhood · ZIP 96022These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.183

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,149
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,062
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.88%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18603 Saddleback Ridge Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Tehama County
  • Costs more per square foot than 68% of homes in Tehama County
  • Bigger than 81% of homes in Tehama County
  • Has a bigger lot than 75% of homes in Tehama County
  • Newer than 75% of homes in Tehama County

What homes are worth in Cottonwood 96022

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$751K

This home is worth more than 72% of homes in Cottonwood 96022.

How it measures up in Cottonwood 96022

The dot is this home. The mark in the middle is the typical home in Cottonwood 96022.

Estimated value$437,225
CheaperTypical $357,930Pricier

Pricier than 72% of homes nearby

Price per ft²$234
CheaperTypical $234Pricier

Pricier than 51% of homes nearby

Living area1,866 ft²
SmallerTypical 1,565 ft²Bigger

Bigger than 73% of homes nearby

Lot size4.98 ac
SmallerTypical 1.79 acBigger

Bigger than 71% of homes nearby

Year built1996
OlderTypical 1991Newer

Newer than 61% of homes nearby

How 18603 Saddleback Ridge Loop ranks against every home in each area.
MeasureThis homeCottonwood 96022Tehama County
Estimated valuepricier than$437,22572% of homes85% of homes
Price per ft²pricier than$23451% of homes68% of homes
Living areabigger than1,866 ft²73% of homes81% of homes
Lot sizebigger than4.98 ac71% of homes75% of homes
Year builtnewer than199661% of homes75% of homes

About 18603 Saddleback Ridge Loop

How much is 18603 Saddleback Ridge Loop, Cottonwood, CA worth?

The TopHap Estimate for 18603 Saddleback Ridge Loop, Cottonwood, CA is $437,225 as of Aug 30, 2026. The likely range is $423,176 to $451,274. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18603 Saddleback Ridge Loop, Cottonwood, CA last sell?

18603 Saddleback Ridge Loop, Cottonwood, CA last sold on Apr 1, 2026 for $435,000, according to the county's recorded deed.

How big is 18603 Saddleback Ridge Loop, Cottonwood, CA?

18603 Saddleback Ridge Loop, Cottonwood, CA has 3 bedrooms, 2.5 bathrooms and 1,866 square feet of living space.

When was 18603 Saddleback Ridge Loop, Cottonwood, CA built?

18603 Saddleback Ridge Loop, Cottonwood, CA was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 18603 Saddleback Ridge Loop, Cottonwood, CA?

18603 Saddleback Ridge Loop, Cottonwood, CA is assigned to Evergreen Middle School (middle), rated C+; Evergreen Elementary School (elementary), rated B+; Red Bluff High School (high), rated B-. All sit in Evergreen Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18603 Saddleback Ridge Loop, Cottonwood, CA compare to other homes in Cottonwood 96022?

Among the 6,432 homes in Cottonwood 96022, it is worth more than 72% of them ($437,225 against a typical $357,930), its price per square foot is higher than 51% of them ($234 against a typical $234), it is bigger than 73% of them (1,866 ft² against a typical 1,565 ft²), its lot is bigger than 71% of them (4.98 ac against a typical 1.79 ac) and it is newer than 61% of them (1996 against a typical 1991). Measured against all of Tehama County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18603 Saddleback Ridge Loop, Cottonwood, CA?

The 2025 property tax bill for 18603 Saddleback Ridge Loop, Cottonwood, CA was $2,616. The county assessed it at $263,441.

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