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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $365,000 on Jul 16, 2024

18623 HARBOR DR

GARRISON, MN 56450
0
Baths
1,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$365,000 · Jul 16, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,320 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$341,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$329,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$341,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
CountyMILLE LACS
Lot (acres)The size of the land the home sits on, from county records.0.52
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Onamia High SchoolD
Middle · Grades 7–12 · 13.7 mi
E
Onamia Primary School
Elementary · Grades PK–2 · 13.8 mi

District: Onamia Public School District

Neighborhood · ZIP 56450These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.50%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.685
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,394
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18623 Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

How it measures up in Garrison 56450

The dot is this home. The mark in the middle is the typical home in Garrison 56450.

Living area1,032 ft²
SmallerTypical 960 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.52 ac
SmallerTypical 0.46 acBigger

Bigger than 57% of homes nearby

Year built1991
OlderTypical 1987Newer

Newer than 57% of homes nearby

How 18623 Harbor Dr ranks against every home in each area.
MeasureThis homeGarrison 56450Mille Lacs County
Living areabigger than1,032 ft²55% of homes39% of homes
Lot sizebigger than0.52 ac57% of homes38% of homes
Year builtnewer than199157% of homes54% of homes

About 18623 Harbor Dr

When did 18623 Harbor Dr, Garrison, MN last sell?

18623 Harbor Dr, Garrison, MN last sold on Jul 16, 2024 for $365,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 18623 Harbor Dr, Garrison, MN?

18623 Harbor Dr, Garrison, MN has 1,032 square feet of living space and a 0.52-acre lot.

When was 18623 Harbor Dr, Garrison, MN built?

18623 Harbor Dr, Garrison, MN was built in 1991, making it 35 years old.

What schools serve 18623 Harbor Dr, Garrison, MN?

18623 Harbor Dr, Garrison, MN is assigned to Onamia High School (middle), rated D; Onamia Primary School (elementary). All sit in Onamia Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18623 Harbor Dr, Garrison, MN compare to other homes in Garrison 56450?

Among the 1,909 homes in Garrison 56450, it is bigger than 55% of them (1,032 ft² against a typical 960 ft²), its lot is bigger than 57% of them (0.52 ac against a typical 0.46 ac) and it is newer than 57% of them (1991 against a typical 1987). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18623 Harbor Dr, Garrison, MN?

The 2026 property tax bill for 18623 Harbor Dr, Garrison, MN was $4,320. The county assessed it at $341,600.

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