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Single Family ResidenceResidential
$126,753$112 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

187 COUNTY ROAD 686

FLAT ROCK, AL 35966
1
Baths
1,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$127K
$73K low$180K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,753
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,402

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$350 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 336 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Flat Rock SchoolA
Elementary · Grades PK–6 · 3.0 mi
H
North Sand Mountain SchoolC+
High · Grades PK–12 · 7.0 mi

District: Jackson County School District

Neighborhood · ZIP 35966These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.123

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,266
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,419
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,351
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

187 County Road 686 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Flat Rock 35966
  • Costs less per square foot than 86% of homes in Flat Rock 35966
  • Smaller than 73% of homes in Flat Rock 35966
  • Has a smaller lot than 98% of homes in Flat Rock 35966

What homes are worth in Flat Rock 35966

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$590K

This home is worth more than 11% of homes in Flat Rock 35966.

How it measures up in Flat Rock 35966

The dot is this home. The mark in the middle is the typical home in Flat Rock 35966.

Estimated value$126,753
CheaperTypical $235,509Pricier

Pricier than 11% of homes nearby

Price per ft²$112
CheaperTypical $154Pricier

Pricier than 14% of homes nearby

Living area1,136 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.46 ac
SmallerTypical 3 acBigger

Bigger than 2% of homes nearby

Year built1979
OlderTypical 1988Newer

Newer than 39% of homes nearby

How 187 County Road 686 ranks against every home in each area.
MeasureThis homeFlat Rock 35966Jackson County
Estimated valuepricier than$126,75311% of homes22% of homes
Price per ft²pricier than$11214% of homes32% of homes
Living areabigger than1,136 ft²27% of homes27% of homes
Lot sizebigger than0.46 ac2% of homes22% of homes
Year builtnewer than197939% of homes50% of homes

About 187 County Road 686

How much is 187 County Road 686, Flat Rock, AL worth?

The TopHap Estimate for 187 County Road 686, Flat Rock, AL is $126,753 as of Jul 14, 2026. The likely range is $73,168 to $180,338. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 187 County Road 686, Flat Rock, AL last sell?

187 County Road 686, Flat Rock, AL last sold on Aug 1, 2023, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 187 County Road 686, Flat Rock, AL?

187 County Road 686, Flat Rock, AL has 1 bathrooms, 1,136 square feet of living space and a 0.46-acre lot.

When was 187 County Road 686, Flat Rock, AL built?

187 County Road 686, Flat Rock, AL was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 187 County Road 686, Flat Rock, AL?

187 County Road 686, Flat Rock, AL is assigned to Flat Rock School (elementary), rated A; North Sand Mountain School (high), rated C+. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 187 County Road 686, Flat Rock, AL compare to other homes in Flat Rock 35966?

Among the 1,478 homes in Flat Rock 35966, it is worth more than 11% of them ($126,753 against a typical $235,509), its price per square foot is higher than 14% of them ($112 against a typical $154), it is bigger than 27% of them (1,136 ft² against a typical 1,440 ft²), its lot is bigger than 2% of them (0.46 ac against a typical 3 ac) and it is newer than 39% of them (1979 against a typical 1988). Measured against all of Jackson County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 187 County Road 686, Flat Rock, AL?

The 2025 property tax bill for 187 County Road 686, Flat Rock, AL was $350. The county assessed it at $13,300.

More homes on County Road 686

Closest homes

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Assigned schools

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