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Single Family ResidenceResidential
$293,155$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

187 FERN VALLEY DR

TOCCOA, GA 30577
2
Beds
2
Baths
1,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$293K
$263K low$323K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,912 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,416 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,516
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,595
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$311,040

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyStephens
Lot (acres)The size of the land the home sits on, from county records.4.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 110 ft²Porch · 330 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stephens County High SchoolC
High · Grades 9–12 · 1.9 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 2.2 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 2.4 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

187 Fern Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Toccoa 30577
  • Costs more per square foot than 89% of homes in Toccoa 30577
  • Has a bigger lot than 83% of homes in Stephens County

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$791K

This home is worth more than 73% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$293,155
CheaperTypical $214,687Pricier

Pricier than 73% of homes nearby

Price per ft²$212
CheaperTypical $139Pricier

Pricier than 89% of homes nearby

Living area1,384 ft²
SmallerTypical 1,486 ft²Bigger

Bigger than 43% of homes nearby

Lot size4.3 ac
SmallerTypical 0.96 acBigger

Bigger than 82% of homes nearby

Year built1982
OlderTypical 1976Newer

Newer than 59% of homes nearby

How 187 Fern Valley Dr ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$293,15573% of homes71% of homes
Price per ft²pricier than$21289% of homes86% of homes
Living areabigger than1,384 ft²43% of homes43% of homes
Lot sizebigger than4.3 ac82% of homes83% of homes
Year builtnewer than198259% of homes54% of homes

About 187 Fern Valley Dr

How much is 187 Fern Valley Dr, Toccoa, GA worth?

The TopHap Estimate for 187 Fern Valley Dr, Toccoa, GA is $293,155 as of Sep 24, 2026. The likely range is $263,116 to $323,194. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 187 Fern Valley Dr, Toccoa, GA last sell?

187 Fern Valley Dr, Toccoa, GA last sold on Aug 12, 2014, according to the county's recorded deed.

How big is 187 Fern Valley Dr, Toccoa, GA?

187 Fern Valley Dr, Toccoa, GA has 2 bedrooms, 2 bathrooms, 1,384 square feet of living space and a 4.30-acre lot.

When was 187 Fern Valley Dr, Toccoa, GA built?

187 Fern Valley Dr, Toccoa, GA was built in 1982, making it 44 years old. It is a ranch home. The building has 1 story.

What schools serve 187 Fern Valley Dr, Toccoa, GA?

187 Fern Valley Dr, Toccoa, GA is assigned to Stephens County High School (high), rated C; Stephens County Middle School (middle), rated C+; Liberty Elementary School (elementary). All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 187 Fern Valley Dr, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 73% of them ($293,155 against a typical $214,687), its price per square foot is higher than 89% of them ($212 against a typical $139), it is bigger than 43% of them (1,384 ft² against a typical 1,486 ft²), its lot is bigger than 82% of them (4.3 ac against a typical 0.96 ac) and it is newer than 59% of them (1982 against a typical 1976). Measured against all of Stephens County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 187 Fern Valley Dr, Toccoa, GA?

The 2025 property tax bill for 187 Fern Valley Dr, Toccoa, GA was $1,912. The county assessed it at $124,416.

More homes on Fern Valley Dr

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