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Single Family ResidenceResidential
$997,998$575 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $431,500 on Sep 4, 2018

187 N TERRACE DR

COCOLALLA, ID 83813
4
Beds
2
Baths
1,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$998K
$942K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$431,500 · Sep 4, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,405 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$829,430 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$831,278
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$829,430

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.190 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.0.38
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboBoat liftShed · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southside ElementaryC
Elementary · Grades KG–6 · 2.3 mi
H
Sandpoint High SchoolC
High · Grades 9–12 · 9.4 mi
M
Sandpoint Middle SchoolB+
Middle · Grades 7–8 · 9.6 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,135
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,357
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,052
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

187 N Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Cocolalla 83813
  • Costs more per square foot than 79% of homes in Cocolalla 83813
  • Has a smaller lot than 85% of homes in Cocolalla 83813
  • Older than 65% of homes in Cocolalla 83813

What homes are worth in Cocolalla 83813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$390K$1.9M

This home is worth more than 75% of homes in Cocolalla 83813.

How it measures up in Cocolalla 83813

The dot is this home. The mark in the middle is the typical home in Cocolalla 83813.

Estimated value$997,998
CheaperTypical $778,000Pricier

Pricier than 75% of homes nearby

Price per ft²$575
CheaperTypical $429Pricier

Pricier than 79% of homes nearby

Living area1,736 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.38 ac
SmallerTypical 5 acBigger

Bigger than 15% of homes nearby

Year built1984
OlderTypical 1995Newer

Newer than 35% of homes nearby

How 187 N Terrace Dr ranks against every home in each area.
MeasureThis homeCocolalla 83813Bonner County
Estimated valuepricier than$997,99875% of homes67% of homes
Price per ft²pricier than$57579% of homes69% of homes
Living areabigger than1,736 ft²51% of homes58% of homes
Lot sizebigger than0.38 ac15% of homes28% of homes
Year builtnewer than198435% of homes40% of homes

About 187 N Terrace Dr

How much is 187 N Terrace Dr, Cocolalla, ID worth?

The TopHap Estimate for 187 N Terrace Dr, Cocolalla, ID is $997,998 as of Aug 30, 2026. The likely range is $941,648 to $1,054,348. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 187 N Terrace Dr, Cocolalla, ID last sell?

187 N Terrace Dr, Cocolalla, ID last sold on Sep 4, 2018 for $431,500, according to the county's recorded deed.

How big is 187 N Terrace Dr, Cocolalla, ID?

187 N Terrace Dr, Cocolalla, ID has 4 bedrooms, 2 bathrooms, 1,736 square feet of living space and a 0.38-acre lot.

When was 187 N Terrace Dr, Cocolalla, ID built?

187 N Terrace Dr, Cocolalla, ID was built in 1984, making it 42 years old. The building has 3 stories.

What schools serve 187 N Terrace Dr, Cocolalla, ID?

187 N Terrace Dr, Cocolalla, ID is assigned to Southside Elementary (elementary), rated C; Sandpoint High School (high), rated C; Sandpoint Middle School (middle), rated B+. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 187 N Terrace Dr, Cocolalla, ID compare to other homes in Cocolalla 83813?

Among the 707 homes in Cocolalla 83813, it is worth more than 75% of them ($997,998 against a typical $778,000), its price per square foot is higher than 79% of them ($575 against a typical $429), it is bigger than 51% of them (1,736 ft² against a typical 1,704 ft²), its lot is bigger than 15% of them (0.38 ac against a typical 5 ac) and it is newer than 35% of them (1984 against a typical 1995). Measured against all of Bonner County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 187 N Terrace Dr, Cocolalla, ID?

The 2025 property tax bill for 187 N Terrace Dr, Cocolalla, ID was $3,405. The county assessed it at $829,430.

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