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Single Family ResidenceResidential
$109,758$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $55,000 on Apr 1, 1996

187 RATCLIFF LN

SOUTH SHORE, KY 41175
3
Beds
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.

Valuation

$110K
$75K low$144K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Apr 1, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,758
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,806
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CITY NATIONAL BANK OF WEST VIRGINIA · recorded Sep 26, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
TOWN SQUARE BANK INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$973 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,072 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,072
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,072
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,072

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGreenup
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McKell Elementary SchoolB-
Elementary · Grades PK–5 · 0.5 mi
M
McKell Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
H
Greenup County High SchoolC
High · Grades 9–12 · 7.7 mi

District: Greenup County School District

Neighborhood · ZIP 41175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,268
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,810
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,853
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

187 Ratcliff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Greenup County
  • Costs less per square foot than 75% of homes in Greenup County

What homes are worth in South Shore 41175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$404K

This home is worth more than 38% of homes in South Shore 41175.

How it measures up in South Shore 41175

The dot is this home. The mark in the middle is the typical home in South Shore 41175.

Estimated value$109,758
CheaperTypical $136,208Pricier

Pricier than 38% of homes nearby

Price per ft²$82
CheaperTypical $103Pricier

Pricier than 33% of homes nearby

Living area1,344 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 56% of homes nearby

How 187 Ratcliff Ln ranks against every home in each area.
MeasureThis homeSouth Shore 41175Greenup County
Estimated valuepricier than$109,75838% of homes30% of homes
Price per ft²pricier than$8233% of homes25% of homes
Living areabigger than1,344 ft²56% of homes49% of homes

About 187 Ratcliff Ln

How much is 187 Ratcliff Ln, South Shore, KY worth?

The TopHap Estimate for 187 Ratcliff Ln, South Shore, KY is $109,758 as of Jul 14, 2026. The likely range is $75,363 to $144,153. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 187 Ratcliff Ln, South Shore, KY last sell?

187 Ratcliff Ln, South Shore, KY last sold on Apr 1, 1996 for $55,000, according to the county's recorded deed.

How big is 187 Ratcliff Ln, South Shore, KY?

187 Ratcliff Ln, South Shore, KY has 3 bedrooms, 1 bathrooms and 1,344 square feet of living space.

What schools serve 187 Ratcliff Ln, South Shore, KY?

187 Ratcliff Ln, South Shore, KY is assigned to McKell Elementary School (elementary), rated B-; McKell Middle School (middle), rated C+; Greenup County High School (high), rated C. All sit in Greenup County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 187 Ratcliff Ln, South Shore, KY compare to other homes in South Shore 41175?

Among the 2,575 homes in South Shore 41175, it is worth more than 38% of them ($109,758 against a typical $136,208), its price per square foot is higher than 33% of them ($82 against a typical $103) and it is bigger than 56% of them (1,344 ft² against a typical 1,280 ft²). Measured against all of Greenup County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 187 Ratcliff Ln, South Shore, KY?

The 2025 property tax bill for 187 Ratcliff Ln, South Shore, KY was $973. The county assessed it at $57,072.

Closest homes

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Assigned schools

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