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Single Family ResidenceResidential
$293,697$238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

188 OWENS DR

ROCKY TOP, TN 37769
2
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$294K
$258K low$329K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$217,912
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,330
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,785
JPMORGAN CHASE BANK NA · recorded Nov 15, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$597 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMPBELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShedPatio · 624 ft²Porch · 128 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jacksboro Elementary SchoolB+
Elementary · Grades PK–6 · 5.2 mi
M
Jacksboro Middle SchoolC-
Middle · Grades 6–8 · 5.8 mi
H
Campbell County Comprehensive High SchoolD
High · Grades 9–12 · 6.6 mi

District: Campbell County School District

Neighborhood · ZIP 37769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.129

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,807
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,210
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,252
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

188 Owens Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Rocky Top 37769
  • Costs more per square foot than 82% of homes in Rocky Top 37769
  • Has a smaller lot than 76% of homes in Rocky Top 37769
  • Newer than 70% of homes in Rocky Top 37769

What homes are worth in Rocky Top 37769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$602K

This home is worth more than 70% of homes in Rocky Top 37769.

How it measures up in Rocky Top 37769

The dot is this home. The mark in the middle is the typical home in Rocky Top 37769.

Estimated value$293,697
CheaperTypical $222,884Pricier

Pricier than 70% of homes nearby

Price per ft²$238
CheaperTypical $172Pricier

Pricier than 82% of homes nearby

Living area1,232 ft²
SmallerTypical 1,272 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.4 ac
SmallerTypical 0.83 acBigger

Bigger than 24% of homes nearby

Year built1993
OlderTypical 1976Newer

Newer than 70% of homes nearby

How 188 Owens Dr ranks against every home in each area.
MeasureThis homeRocky Top 37769Campbell County
Estimated valuepricier than$293,69770% of homes63% of homes
Price per ft²pricier than$23882% of homes78% of homes
Living areabigger than1,232 ft²48% of homes43% of homes
Lot sizebigger than0.4 ac24% of homes27% of homes
Year builtnewer than199370% of homes62% of homes

About 188 Owens Dr

How much is 188 Owens Dr, Rocky Top, TN worth?

The TopHap Estimate for 188 Owens Dr, Rocky Top, TN is $293,697 as of Jul 14, 2026. The likely range is $258,366 to $329,028. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 188 Owens Dr, Rocky Top, TN last sell?

188 Owens Dr, Rocky Top, TN last sold on Aug 5, 2013, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 188 Owens Dr, Rocky Top, TN?

188 Owens Dr, Rocky Top, TN has 2 bathrooms, 1,232 square feet of living space and a 0.40-acre lot.

When was 188 Owens Dr, Rocky Top, TN built?

188 Owens Dr, Rocky Top, TN was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 188 Owens Dr, Rocky Top, TN?

188 Owens Dr, Rocky Top, TN is assigned to Jacksboro Elementary School (elementary), rated B+; Jacksboro Middle School (middle), rated C-; Campbell County Comprehensive High School (high), rated D. All sit in Campbell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 188 Owens Dr, Rocky Top, TN compare to other homes in Rocky Top 37769?

Among the 2,353 homes in Rocky Top 37769, it is worth more than 70% of them ($293,697 against a typical $222,884), its price per square foot is higher than 82% of them ($238 against a typical $172), it is bigger than 48% of them (1,232 ft² against a typical 1,272 ft²), its lot is bigger than 24% of them (0.4 ac against a typical 0.83 ac) and it is newer than 70% of them (1993 against a typical 1976). Measured against all of Campbell County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 188 Owens Dr, Rocky Top, TN?

The 2025 property tax bill for 188 Owens Dr, Rocky Top, TN was $597. The county assessed it at $49,100.

Closest homes

More homes in Rocky Top 37769

Assigned schools

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