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Single Family ResidenceResidential
$621,531$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

188 SETTLERS RIDGE RD

TODD, NC 28684
0
Baths
2,244 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.

Valuation

$622K
$507K low$736K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,521 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$500,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$470,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$500,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$500,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyASHE
Lot (acres)The size of the land the home sits on, from county records.0.50
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westwood Elementary SchoolB+
Elementary · Grades KG–6 · 2.8 mi
H
Ashe County High SchoolC
High · Grades 9–12 · 5.3 mi
M
Ashe County Middle SchoolA-
Middle · Grades 7–8 · 8.6 mi

District: Ashe County Schools

Neighborhood · ZIP 28684These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,008
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,674
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,050
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

188 Settlers Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Ashe County
  • Bigger than 82% of homes in Ashe County
  • Has a smaller lot than 94% of homes in Todd 28684

What homes are worth in Todd 28684

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$1.5M

This home is worth more than 63% of homes in Todd 28684.

How it measures up in Todd 28684

The dot is this home. The mark in the middle is the typical home in Todd 28684.

Estimated value$621,531
CheaperTypical $502,792Pricier

Pricier than 63% of homes nearby

Price per ft²$277
CheaperTypical $312Pricier

Pricier than 38% of homes nearby

Living area2,244 ft²
SmallerTypical 1,576 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.5 ac
SmallerTypical 1.3 acBigger

Bigger than 6% of homes nearby

Year built1994
OlderTypical 1998Newer

Newer than 42% of homes nearby

How 188 Settlers Ridge Rd ranks against every home in each area.
MeasureThis homeTodd 28684Ashe County
Estimated valuepricier than$621,53163% of homes82% of homes
Price per ft²pricier than$27738% of homes63% of homes
Living areabigger than2,244 ft²78% of homes82% of homes
Lot sizebigger than0.5 ac6% of homes15% of homes
Year builtnewer than199442% of homes54% of homes

About 188 Settlers Ridge Rd

How much is 188 Settlers Ridge Rd, Todd, NC worth?

The TopHap Estimate for 188 Settlers Ridge Rd, Todd, NC is $621,531 as of Sep 24, 2026. The likely range is $507,106 to $735,956. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 188 Settlers Ridge Rd, Todd, NC last sell?

188 Settlers Ridge Rd, Todd, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 188 Settlers Ridge Rd, Todd, NC?

188 Settlers Ridge Rd, Todd, NC has 2,244 square feet of living space and a 0.50-acre lot.

When was 188 Settlers Ridge Rd, Todd, NC built?

188 Settlers Ridge Rd, Todd, NC was built in 1994, making it 32 years old. It is a rustic home.

What schools serve 188 Settlers Ridge Rd, Todd, NC?

188 Settlers Ridge Rd, Todd, NC is assigned to Westwood Elementary School (elementary), rated B+; Ashe County High School (high), rated C; Ashe County Middle School (middle), rated A-. All sit in Ashe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 188 Settlers Ridge Rd, Todd, NC compare to other homes in Todd 28684?

Among the 1,658 homes in Todd 28684, it is worth more than 63% of them ($621,531 against a typical $502,792), its price per square foot is higher than 38% of them ($277 against a typical $312), it is bigger than 78% of them (2,244 ft² against a typical 1,576 ft²), its lot is bigger than 6% of them (0.5 ac against a typical 1.3 ac) and it is newer than 42% of them (1994 against a typical 1998). Measured against all of Ashe County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 188 Settlers Ridge Rd, Todd, NC?

The 2026 property tax bill for 188 Settlers Ridge Rd, Todd, NC was $2,521. The county assessed it at $500,100.

More homes on Settlers Ridge Rd

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